Stripe

Stripe

Utilities / Payments / Payment Services
Needs advice
on
CyberSourceCyberSource
and
StripeStripe

Hi Dears,

I am based in Germany and I need to choose between CyberSource or Stripe. Which one would you recommend when working with Netsuite?

I look forward to your advice.

Regards, Jean de Dieu

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2 upvotes·8K views
Replies (2)
head techie at Compton P-ESL Online·

i have never used CyberSource but i have found Stripe to be absolutely wonderful. its amazing how much information they provide for every transaction. and the Stripe customer support is outstanding too.

note: i was using paypal with php several years ago when it mysteriously quit working. so in a panic i switched to stripe which is very WELL SUPPORTED in both php & node.

side-note: i wrote them a "fan mail" telling them how much i like Stripe over PayPal, and they sent me a Stripe tee-shirt. 😎

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5 upvotes·1 comment·91 views
jeandedieucirh
jeandedieucirh
·
August 29th 2023 at 12:16PM

Thank you for this valuable information, Dear Mark. Truly appreciated. I will take that into account.

·
Reply
Owner at Bluefield Identity·

I'm not at all familiar with Cybersource or Netsuite but I've been using Stripe for several years now with zero complaints. The documentation for Stripe is pretty comprehensive but I'm seeing that Netsuite has Cybersource commercial solutions available. It would seem the answer would be whichever you're more comfortable implementing with Netsuite.

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3 upvotes·1 comment·118 views
jeandedieucirh
jeandedieucirh
·
August 29th 2023 at 12:24PM

Thank you so much, Craig for this information. Glad you speaking from experience. I will check them through.

·
Reply
Needs advice
on
FirebaseFirebaseFlutterFlutter
and
SupabaseSupabase

Hello,

I'm in the midst of reviewing an old CRUD SAAS I have running on Angular 7 with a MariaDB backend and Laravel PHP. Presently is hosted on a couple of Linode servers- and really feeling the weight, especially with the looming need to upgrade to A15 and meet the pace and scalability occurring (for context, the SAAS turns in over 24k USD monthly in subscriptions- so I have concerns around the impact of a new stack on existing clients). Additionally, I manage a Kotlin and Swift codebase for appdev.

I'm looking at moving towards Flutter for a singular codebase, and something serverless but still relational- like Supabase. In the past, I ran my own Auth services- but it was a ton of work to setup and maintain, so looking at using Firebase for Auth services (I know Supabase has Auth as well, but I wonder if it's as reliable and frequently maintained as Firebase?) Supabase has a FlutterSDK as well which makes things much simpler. Planning on maintaining microservices like Stripe etc for functional aspects.

I would love some insight from those who have done a tech stack transition, what should I be aware of- those who have produced in Flutter or a similar stack, what am I walking into without knowing?

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7 upvotes·216.8K views
Replies (1)

Hey, I reckon with Flutter, Firebase, or Superbase you're looking at the right technologies, though I wonder if there's a faster way to get your new app up and running.

Your first sentence "CRUD SaaS" app made me wonder whether a low-code solution could do the trick for you. How much UI customization are you looking for? Is this a typical "admin panel" web app with a couple of screens for login/logoff, data entry, etc? Or is this something with a highly customized UI? And do you need native mobile or just a responsive web app?

There are a couple of online database builders that give you a hosted relational database, authentication, the ability to write logic, and deployment in one platform.

Our company Five, for example, has a low-code IDE that gives you a fully-provisioned MySQL DB, a prebuilt responsive React/MUI user interface, and one-click deployment of web apps onto AWS infrastructure.

You can build most of your application using Five's pre-built features. But you can also write SQL, JS or TS to query your data, or to add logic.

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1 upvote·1.9K views
Founder & CEO at Domain Sales History·
Needs advice
on
PayPalPayPal
and
StripeStripe
at

Currently, I am using PayPal, and it's working fine somehow. My business is an online job board to hire remote workers. It was built on October 11, 2022. I got my first paying user just this week and that person paid through Paypal for a premium job listing worth $75. My target customers are from the US.

I'm currently based in the Philippines and Stripe payments are not yet working in my country. Any suggestions on alternatives so I can put credit card payments on my site?

My current website is OnlineJobsPH.com , please advise.

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4 upvotes·42.1K views
Replies (1)
CTO at WebBoss Ltd·

Paddle may work, not sure if they have country limitations, but looks like a decent alternative to Stripe

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4 upvotes·3 comments·19.2K views
Lukas Sanger
Lukas Sanger
·
December 29th 2022 at 10:08AM

Thanks for the recommendation, looks interesting

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Reply
Romel Lumiguid Jr.
Romel Lumiguid Jr.
·
October 24th 2022 at 2:40PM

Paddle seems to be a good option. Will try to research more about the company. Thanks for the tip! :))

·
Reply
George Gayl
George Gayl
·
August 29th 2023 at 9:48AM

I’m sure you’ve settled on your tool by now but Wise seems to be a popular option also

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Reply
Needs advice
on
DjangoDjangoPHPPHP
and
RailsRails

I'm really interested in building minimalistic web products with extra stuff like Stripe, MongoDB, solidity, WebAssembly and three.js.

Want to choose my backend lang but am unable to choose, my requirement is:

  • fast dev
  • minimal
  • easy to learn
  • good for saas
  • huge community
  • scalable
  • fast and interactive
  • good job market (not important)
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6 upvotes·69.1K views
Replies (1)
CEO/Full-stack developer at QUARY Design ApS·

If you want an ’easy-to-learn’ and ‘fast dev’ environment I would go with React.js, Node.js, and Firebase. This is probably one of the easiest tech stacks to develop and offers great scalability without creating a complicated database structure. Furthermore, it’s almost hard to develop a react application that isn’t lightning fast.

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6 upvotes·1 comment·40.3K views
Harald Fauland
Harald Fauland
·
October 6th 2022 at 5:46PM

i disagree a little here. Svelte/Sveltekit is WAY easier to learn than REACT, but can do the same stuff also alot faster.

·
Reply
Founder at Soda·
Needs advice
on
AdyenAdyen
and
StripeStripe
at
()

We're looking for a payment gateway with a robust and dependable API. We will be accepting recurring payments for premium plans on our website, preferably in as many regions as possible.

While looking for Stripe alternatives, we found Adyen, which seemed like a viable option - we would love to hear your thoughts!

I appreciate your time reading this message and hope to hear back from you about your experiences with payment gateways!

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4 upvotes·66.7K views
Replies (2)
Recommends
on
Stripe Billing

I would recommend Stripe because it has a feature called Billing which is built for Premium plans. While adyen has more Payment Options, Stripe has lesser charging rates per transaction. But this also depends if your product is available worldwide or to specific nations. If you want to go worldwide, I would recommend Adyen as It is scalable. If you want to go for some specific nations Stripe will be better and easier to integrate but Stripe will also be great if you are worldwide.

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4 upvotes·1 comment·29K views
armful
armful
·
May 22nd 2022 at 10:12PM

Hey, Aura! Our goal is to have our plans available to anyone, so having payment options worldwide is very important. We will definitely take your words into consideration when deciding. We appreciate your time getting back to us. Have a great rest of your Sunday!

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Reply
Managing Member at FCC Merchant Services·

Question for you: Where will you be running the transactions through? Will they be done in each country separately or done domestically? The reason I ask, Payfacs (i.e.: stripe, braintree, square, etc) charge two extra transactions if the processing is done domestically. The first being on an international card 1% and the second being in a currency other than your home country's currency 1%.

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3 upvotes·4 comments·23.7K views
armful
armful
·
July 9th 2022 at 3:08PM

Great question! We'll be handling most payments through the US. We don't necessarily mind the extra fees of having it done domestically. I appreciate the insight!

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Reply
H.F. Kane
H.F. Kane
·
July 11th 2022 at 2:49AM

Thanks for the quick response. While Stripe is the big name out there, they also charge 2.9%+$0.30 per transaction for US only cards, by adding in the international transactions, that can go as high as 4.9%+$0.75 per transaction (or more if you're considered high risk). I know braintree just reduced their transaction rates to 2.49%+$0.25, or if you're open to it, I work with Shift4 and I've been doing 2.35%+$0.00 with my clients.

·
Reply
armful
armful
·
July 11th 2022 at 8:58PM

No worries, Kane! This is all really valuable information, I will definitely bring this up with the team! Thanks again!

·
Reply
H.F. Kane
H.F. Kane
·
July 12th 2022 at 1:55AM

Absolutely, please feel free to ask any questions at any point.

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Reply
Founder at Grace and Paul Llc·
Needs advice
on
AdyenAdyen
and
StripeStripe

I am developing an MVP; our app will accept money transfers for cross-border payment. Any advice on using Adyen for cross-border payments over Stripe? Please advise

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2 upvotes·43K views
CEO at StellarTalents.com·
Needs advice
on
ChargebeeChargebeePaddlePaddle
and
StripeStripe

Stripe or Paddle for payment processing for SaaS?

we used Stripe + Chargebee once and will NEVER use them again (they charge too much (300usd/month while offering way fewer integrations than Stripe)

Furthermore, Chargebee doesn't support managing disputes. We still need to go to stripe for that.

Looking forward to hearing your thoughts

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7 upvotes·115.4K views
Replies (1)
Principal Software Engineer at Tophatter·
Recommends
on
Recurly

I'd recommend you check out Recurly. They are one of the leading solutions in the recurring billing space, but also support one-off orders. Recurly answers most common e-commerce use cases, will also give, out of the box, rich plan/subscription management functionalities to all the teams within your organization. They also come with great documentation, and SDKs, which from an Engineering standpoint, made it a very enjoyable pilot to work on, at the time. You'll also get great visibility/BI/analytics for free, allowing you to monitor the health of your business. Your Finance team will also get all of the data that they want. Without having you write any line of code. As you did touch upon integrations, they integrate with major payment gateways, including their own, support webhooks, integrate with Segment and therefore any tool that integrates with Segment, which makes this solution one of the most extensible one you'll find. Eg. Triggerring some Email Marketing "journey" (workflow) in AutoPilotHQ based on certain events.

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Subscription Billing and Recurring Billing Platform | Recurly (recurly.com)
4 upvotes·1 comment·34.8K views
Jerry Wang
Jerry Wang
·
September 6th 2021 at 7:04AM

We are using Stripe and we love it! The documentation and support are excellent, much better than PayPal. Not familiar with Paddle though.

·
Reply
Product Team at Showwcase·
Needs advice
on
PayPalPayPal
and
StripeStripe

Hi Folks,

I represent Showwcase, which is a network built for coders.

We're introducing a paywall for content creators on the platform to start accepting payments from their Followers for premium and unique content over and above the general free content. We are internally considering either Stripe or PayPal to handle this for us.

If we take the pricing out of the debate, what's the go-to choice when choosing which to integrate? Our current standpoint is that Paypal has wider consumer adoption, and since most creators are individuals, it makes sense to just use Paypal because they already have an account. However, our business uses Stripe, and so it makes it easier if both the platform (Showwcase) and creators to be on the Stripe platform. That being said, if creators don't already have an account, they will need to sign up with Stripe on the spot, which is a friction point.

I would like to hear the pros and cons in developer environments as well as any other things we might not know.

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6 upvotes·65.8K views
Replies (3)
Developer at Blue Sky iSolutions·
Recommends
on
PayPal

I prefer Stripe for developers' ease of integration and PayPal for providing the simplest user experience (i.e., improved revenue.) In my experience, neither platform requires a user register to pay via credit card. However, as noted, many people have a PayPal account, which allows quick and easy payments through a "more" trusted name.

I used Stripe and Paypal and settled on Paypal for the customer. However, the PayPal web hook back end is a complete mess (at least in PHP). Unless they have improved very recently, PayPal web hook integration is poorly documented and barely supported with bits and pieces of important code on GitHub and elsewhere. I can't speak for other languages. But given the popularity of Paypal (i.e., improved revenue), I decided to keep using Paypal after I got the web hook integration worked out.

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5 upvotes·51.4K views
CEO at PrepAgent·
Recommends
on
Stripe

PayPal is a dinosaur and a nightmare to work with, both in terms of API as well as on the business side. We support both because our A/B tests showed a material increase in conversions by offering both, but I would drop PayPal in a heartbeat if I could. Stripe is a joy to work with.

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5 upvotes·51.6K views
View all (3)
Founder & CEO at Macombey·

We use GoCardless to simplify the way clients and partners pay for our services. What intrigued us is the quick and easy ACH feature that gives our clients the option to log in with their bank account and shoot the funds directly to our account. The fee, compared to Stripe is less. Stripe and PayPal charge 2.9% + 30c and Stripe also forces the client to enter in all of their payment details manually and then if the payment doesn't work, the client has to try all over again. GoCardless charges 1% + 25c which is much more reasonable dealing with the large projects that we are currently working on.

We integrate GoCardless with Xero to easily send out quick invoices, receive the funds and track all revenue in one place.

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4 upvotes·282.4K views
Needs advice
on
BraintreeBraintreeChargebeeChargebee
and
StripeStripe

Dear StackShare Community,

I am seeking inspiration on creating a billing & subscription stack and came across this wonderful website and community.

From what I understood so far, I need something like Stripe or Braintree to collect payments without dealing with PCI compliance or setting up merchant accounts, etc... Additionally, services like Chargebee, Recurly, Chargify, etc. are said to make life easier when dealing with recurring billing.

Stated below, I've tried to give you some context on what I want to achieve. I am very curious about your ideas and how you'd configure an optimal stack.

Project context (very high level):

  • Loyalty program for local merchants (stores, restaurants,...).

  • Customers support their community and merchants by shopping local.

  • Merchants grant points to customers based on a customer's value spent in a store, restaurant, etc.

  • Customers can redeem their points at any participating merchant.

Billing / Subscription scenarios to be considered:

(affecting merchants only)

One-time setup fee

  • What: Merchant pays a setup fee by signing up for the service

  • Where: Order placed on the website

Monthly retainer fee

  • What: Merchant pays a monthly recurring retainer for the service.

  • Where: Order placed on the website

Manually initiated payment

  • What: Merchant initiates a payment to top up his virtual points wallet. E.g. pays 100 USD to top up 100000 points which then can be used by the merchant for granting points to customers.

  • Why: Points issued to members need to be paid for by the merchant. We first considered billing the merchants post-ante, e.g. monthly based on the points they've granted to their customers in the last 30 days, but this seems too risky: If they can't / won't pay we'd still have to pay out points to the customers (technically to the merchants where the customers redeem their points). Thus, the pragmatic idea to reduce risk by having the merchants to pre-pay for their points by topping up their balance.

  • Where: Web application (with the merchant logged in)

  • Nice to have: Opt-in for automatically initiated top-ups if a merchant's balance falls below a certain amount.

Invoicing

  • What: After every transaction (setup, retainer, top-up,...), we need to automatically issue and send (E-Mail) an invoice to the merchant.

  • Nice to have: Customer portal with all their invoices.

Other potentially relevant parameters

  • Currency: Only Euro

  • Country: Only Germany (so far)

  • Tax: Only one tax rate

  • Payment for setup & retainer: Credit Card; ideally SEPA Direct Debit (but that still causes headache due to the SEPA regulatory and risk of chargebacks still after weeks), PayPal?

  • Payment for top-up: Same as above plus any other that makes sense (Klarna, Sofort, PayPal...)

Again, thank you very much for sharing your ideas and thoughts! I'd highly appreciate any input :-)

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8 upvotes·293.9K views