ChargeMate — AI chargeback automation vs Vault.ist

Vault is one of the most trusted and fastest-growing Banking-as-a-Service providers in the crypto space — building the rails of the new financial system. Vault unlocks the infrastructure for the next wave of fintechs, brands, and communities. On top of Vault’s platform, dozens of banks, apps, and financial services are built — all powered by our modular APIs and turnkey white-label stack. We enable partners to launch fully compliant, global crypto-banking services in just weeks:

Chargemate is an AI-powered chargeback management platform built for modern e-commerce merchants. The platform automatically syncs disputes from Stripe, pulls order data from Shopify, and generates structured, reason-code-specific responses in seconds. Instead of manually preparing evidence for Visa 10.4, 13.1, or Mastercard 4837 disputes, merchants can upload documents, apply templates, and instantly generate professional rebuttal letters. Chargemate helps online businesses: • Save hours on dispute preparation • Standardize evidence documentation • Improve chargeback win rates • Reduce revenue loss Built for e-commerce brands, subscription businesses, and digital product merchants, Chargemate acts as a friendly AI assistant that simplifies complex payment workflows.