Alternatives to Dwolla logo

Alternatives to Dwolla

PayPal, Stripe, Braintree, Adyen, and Recurly are the most popular alternatives and competitors to Dwolla.
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What is Dwolla and what are its top alternatives?

Providing ACH payment services, instant bank verification, and a simple ACH transfer API. We make ACH processing easy for businesses and individuals.
Dwolla is a tool in the Payment Services category of a tech stack.
Dwolla is an open source tool with GitHub stars and GitHub forks. Here鈥檚 a link to Dwolla's open source repository on GitHub

Top Alternatives to Dwolla

  • PayPal

    PayPal

    PayPal is an online payments and money transfer service that allows you to send money via email, phone, text message or Skype. They offer products to both individuals and businesses alike, including online vendors, auction sites and corporate users. PayPal connects effortlessly to bank accounts and credit cards. PayPal Mobile is one of PayPal鈥檚 newest products. It allows you to send payments by text message or by using PayPal鈥檚 mobile browser. ...

  • Stripe

    Stripe

    Stripe makes it easy for developers to accept credit cards on the web.

  • Braintree

    Braintree

    Braintree replaces traditional payment gateways and merchant accounts. From one touch payments, to mobile SDKs and international sales, we provide everything you need to start accepting payments today. ...

  • Adyen

    Adyen

    A payments technology company that provides a single global platform to accept payments anywhere in the world. Businesses can process payments across online, mobile and in-store (POS) with over 250 payment methods and 187 currencies. ...

  • Recurly

    Recurly

    Recurly is the leading pay-as-you-go recurring billing service because setup is easy, integrations are quick, and our service grows with the needs of your business. ...

  • Zuora

    Zuora

    Zuora gives you the enterprise-class, cloud-based tools you need to launch and scale any subscription service, quickly and affordably. Design your pricing and packaging, start taking quotes and placing orders, automate your billing and payments, and keep tabs on your financials. ...

  • GoCardless

    GoCardless

    GoCardless makes it super simple for businesses to take regular payments online direct from their customers' bank accounts, perfect for invoicing and recurring subscriptions. ...

  • Chargify

    Chargify

    Chargify simplifies recurring billing for Web 2.0 and SaaS companies. Build innovative web applications without worrying how to bill your customers. ...

Dwolla alternatives & related posts

PayPal logo

PayPal

11.8K
7.8K
653
Send Money, Pay Online or Set Up a Merchant Account
11.8K
7.8K
+ 1
653
PROS OF PAYPAL
  • 194
    Most known service
  • 134
    Consumers know it
  • 111
    It's available for many countries
  • 67
    Easy
  • 54
    Best way to get paid outside US
  • 34
    Most widely used payment processor
  • 24
    Express Checkout
  • 15
    Consumers trust it
  • 14
    Flexible and secure
  • 6
    Digital Goods for Express Checkout
  • 0
    PayPal
CONS OF PAYPAL
  • 1
    Not well written recurring payment api
  • 1
    Less countries supported
  • 1
    Harder to get started with

related PayPal posts

Adrien Rey-Jarthon
Shared insights
on
StripeStripePayPalPayPalBitPayBitPay
at

To accept payments on updown.io, we first added support for Stripe which is by far the most popular payment gateway for startups and for a good reason. Their service is of awesome quality: the UI is gorgeous, the integration is easy, the documentation is great, the API is super stable and well thought. I can't recommend it enough.

We then added support for PayPal which is pretty popular for people who have money on it and don't know where to spend it (it can make it feel like you're spending less when it comes from PayPal wallet), or for people who prefer not to enter a credit card on a new website. This was pretty well received and we're currently receiving about 25% of our purchases from PayPal. The documentation and integration is much more painful than with Stripe IMO, I can't recommend them for that, but not having it is basically dodging potential sales.

Finally we more recently added support of BitPay for #Bitcoin and BitcoinCash payments, which was a pretty easy process but not worth the time in the end due to the low usage and the always changing conditions of the network: the transaction fees got huge after price raise and bitcoin because unusable for small payments, they then introduced support for BCH and a newer Bitcoin protocol for lower fees, but then you need a special wallet to pay and in the end it's too cumbersome, even for bitcoin users, to pay with it. I think unless you expect a bit number of payments using cryptocurrencies it's not worth implementing this solution, and better to accept them manually.

See more
Tom Klein

Google Analytics is a great tool to analyze your traffic. To debug our software and ask questions, we love to use Postman and Stack Overflow. Google Drive helps our team to share documents. We're able to build our great products through the APIs by Google Maps, CloudFlare, Stripe, PayPal, Twilio, Let's Encrypt, and TensorFlow.

See more
Stripe logo

Stripe

11.6K
6.5K
1.5K
Payments for developers
11.6K
6.5K
+ 1
1.5K
PROS OF STRIPE
  • 299
    Easy setup
  • 291
    Developer friendly
  • 248
    Well-designed api
  • 191
    Great documentation
  • 171
    Clear pricing
  • 75
    Secure
  • 74
    Reliable
  • 63
    Full integration with webhooks
  • 43
    Amazing api
  • 38
    Great customer support
  • 11
    Easy
  • 6
    Credit cards never hit your server - no pci worries
  • 4
    No merchant account/gateway required
  • 2
    Support for SCA (Strong Customer Authentication)
  • 2
    BitCoin
  • 2
    Great app
  • 2
    Fast UI
  • 2
    Easy to integrate
  • 2
    Recurring billing
  • 1
    Beautiful
  • 1
    Checkout.js
  • 1
    Great UI
  • 1
    So easy to use
  • 1
    Payments without own backend (using Stripe Products)
CONS OF STRIPE
  • 3
    Connect
  • 2
    They keep 25% of the income for 60 days
  • 1
    Does NOT have a currency conversion option like Paypal
  • 1
    CANNOT withdraw USD to a Canadian Bank Account

related Stripe posts

Adrien Rey-Jarthon
Shared insights
on
StripeStripePayPalPayPalBitPayBitPay
at

To accept payments on updown.io, we first added support for Stripe which is by far the most popular payment gateway for startups and for a good reason. Their service is of awesome quality: the UI is gorgeous, the integration is easy, the documentation is great, the API is super stable and well thought. I can't recommend it enough.

We then added support for PayPal which is pretty popular for people who have money on it and don't know where to spend it (it can make it feel like you're spending less when it comes from PayPal wallet), or for people who prefer not to enter a credit card on a new website. This was pretty well received and we're currently receiving about 25% of our purchases from PayPal. The documentation and integration is much more painful than with Stripe IMO, I can't recommend them for that, but not having it is basically dodging potential sales.

Finally we more recently added support of BitPay for #Bitcoin and BitcoinCash payments, which was a pretty easy process but not worth the time in the end due to the low usage and the always changing conditions of the network: the transaction fees got huge after price raise and bitcoin because unusable for small payments, they then introduced support for BCH and a newer Bitcoin protocol for lower fees, but then you need a special wallet to pay and in the end it's too cumbersome, even for bitcoin users, to pay with it. I think unless you expect a bit number of payments using cryptocurrencies it's not worth implementing this solution, and better to accept them manually.

See more
Tom Klein

Google Analytics is a great tool to analyze your traffic. To debug our software and ask questions, we love to use Postman and Stack Overflow. Google Drive helps our team to share documents. We're able to build our great products through the APIs by Google Maps, CloudFlare, Stripe, PayPal, Twilio, Let's Encrypt, and TensorFlow.

See more
Braintree logo

Braintree

510
370
90
Accept payments in your app or website today
510
370
+ 1
90
PROS OF BRAINTREE
  • 24
    Well-designed api
  • 19
    Developer friendly
  • 17
    Easy setup
  • 14
    Reliable
  • 6
    Excellent documentation
  • 4
    Great support
  • 3
    Can use paypal and debit card
  • 2
    Test it without obligation, great SDK/API and prices
  • 1
    Great API, awesome docs
CONS OF BRAINTREE
  • 1
    Lacking documentation for mobile integrations

related Braintree posts

Dear StackShare Community,

I am seeking inspiration on creating a billing & subscription stack and came across this wonderful website and community.

From what I understood so far, I need something like Stripe or Braintree to collect payments without dealing with PCI compliance or setting up merchant accounts, etc... Additionally, services like Chargebee, Recurly, Chargify, etc. are said to make life easier when dealing with recurring billing.

Stated below, I've tried to give you some context on what I want to achieve. I am very curious about your ideas and how you'd configure an optimal stack.

Project context (very high level):

  • Loyalty program for local merchants (stores, restaurants,...).

  • Customers support their community and merchants by shopping local.

  • Merchants grant points to customers based on a customer's value spent in a store, restaurant, etc.

  • Customers can redeem their points at any participating merchant.

Billing / Subscription scenarios to be considered:

(affecting merchants only)

One-time setup fee

  • What: Merchant pays a setup fee by signing up for the service

  • Where: Order placed on the website

Monthly retainer fee

  • What: Merchant pays a monthly recurring retainer for the service.

  • Where: Order placed on the website

Manually initiated payment

  • What: Merchant initiates a payment to top up his virtual points wallet. E.g. pays 100 USD to top up 100000 points which then can be used by the merchant for granting points to customers.

  • Why: Points issued to members need to be paid for by the merchant. We first considered billing the merchants post-ante, e.g. monthly based on the points they've granted to their customers in the last 30 days, but this seems too risky: If they can't / won't pay we'd still have to pay out points to the customers (technically to the merchants where the customers redeem their points). Thus, the pragmatic idea to reduce risk by having the merchants to pre-pay for their points by topping up their balance.

  • Where: Web application (with the merchant logged in)

  • Nice to have: Opt-in for automatically initiated top-ups if a merchant's balance falls below a certain amount.

Invoicing

  • What: After every transaction (setup, retainer, top-up,...), we need to automatically issue and send (E-Mail) an invoice to the merchant.

  • Nice to have: Customer portal with all their invoices.

Other potentially relevant parameters

  • Currency: Only Euro

  • Country: Only Germany (so far)

  • Tax: Only one tax rate

  • Payment for setup & retainer: Credit Card; ideally SEPA Direct Debit (but that still causes headache due to the SEPA regulatory and risk of chargebacks still after weeks), PayPal?

  • Payment for top-up: Same as above plus any other that makes sense (Klarna, Sofort, PayPal...)

Again, thank you very much for sharing your ideas and thoughts! I'd highly appreciate any input :-)

See more
Tim Little
Software Consultant at timlittletech | 5 upvotes 路 5.7K views

Hi there, I am trying to figure out if it's worth creating a Braintree account to do subscription billing in my Shopify store. The goal is to have as little custom code as possible for the store but be able to do subscription billing services, we already have a PayPal business account, but from the looks of it, we can't use PayWhirl directly with Paypal.

See more
Adyen logo

Adyen

112
185
44
One integration allows businesses to accept 250 payment methods, from wherever people pay
112
185
+ 1
44
PROS OF ADYEN
  • 8
    Truly international solution
  • 8
    Great customer support
  • 6
    Great documentation
  • 6
    Well-designed API
  • 5
    Easy setup
  • 4
    Omni-channel solution
  • 4
    Secure
  • 3
    PCI Compliance
CONS OF ADYEN
    Be the first to leave a con

    related Adyen posts

    Gabriel Pa

    Stripe is awesome and works great for subscription models but there's a problem: If you want to make money, you need to have multiple payment gateways. That's why we choose Chargebee .

    We can integrate with Adyen or SagePay for EU customers without needing to create a new integration

    See more
    Recurly logo

    Recurly

    109
    95
    62
    Subscription Billing. Zen Simplicity.
    109
    95
    + 1
    62
    PROS OF RECURLY
    • 20
      Recurring billing
    • 10
      Simplicity
    • 9
      Works with multiple gateways
    • 9
      Supports Value Added Tax
    • 7
      Great support & easy to use
    • 4
      Simple
    • 3
      Amazing
    CONS OF RECURLY
      Be the first to leave a con

      related Recurly posts

      Dear StackShare Community,

      I am seeking inspiration on creating a billing & subscription stack and came across this wonderful website and community.

      From what I understood so far, I need something like Stripe or Braintree to collect payments without dealing with PCI compliance or setting up merchant accounts, etc... Additionally, services like Chargebee, Recurly, Chargify, etc. are said to make life easier when dealing with recurring billing.

      Stated below, I've tried to give you some context on what I want to achieve. I am very curious about your ideas and how you'd configure an optimal stack.

      Project context (very high level):

      • Loyalty program for local merchants (stores, restaurants,...).

      • Customers support their community and merchants by shopping local.

      • Merchants grant points to customers based on a customer's value spent in a store, restaurant, etc.

      • Customers can redeem their points at any participating merchant.

      Billing / Subscription scenarios to be considered:

      (affecting merchants only)

      One-time setup fee

      • What: Merchant pays a setup fee by signing up for the service

      • Where: Order placed on the website

      Monthly retainer fee

      • What: Merchant pays a monthly recurring retainer for the service.

      • Where: Order placed on the website

      Manually initiated payment

      • What: Merchant initiates a payment to top up his virtual points wallet. E.g. pays 100 USD to top up 100000 points which then can be used by the merchant for granting points to customers.

      • Why: Points issued to members need to be paid for by the merchant. We first considered billing the merchants post-ante, e.g. monthly based on the points they've granted to their customers in the last 30 days, but this seems too risky: If they can't / won't pay we'd still have to pay out points to the customers (technically to the merchants where the customers redeem their points). Thus, the pragmatic idea to reduce risk by having the merchants to pre-pay for their points by topping up their balance.

      • Where: Web application (with the merchant logged in)

      • Nice to have: Opt-in for automatically initiated top-ups if a merchant's balance falls below a certain amount.

      Invoicing

      • What: After every transaction (setup, retainer, top-up,...), we need to automatically issue and send (E-Mail) an invoice to the merchant.

      • Nice to have: Customer portal with all their invoices.

      Other potentially relevant parameters

      • Currency: Only Euro

      • Country: Only Germany (so far)

      • Tax: Only one tax rate

      • Payment for setup & retainer: Credit Card; ideally SEPA Direct Debit (but that still causes headache due to the SEPA regulatory and risk of chargebacks still after weeks), PayPal?

      • Payment for top-up: Same as above plus any other that makes sense (Klarna, Sofort, PayPal...)

      Again, thank you very much for sharing your ideas and thoughts! I'd highly appreciate any input :-)

      See more
      Ajit Parthan

      Running a subscription service with just direct calls to Stripe or similar payment gateways is possible but also needs dedicated person(s) for decent amount of development and maintenance.

      Plus features like updating card details, invoice history - all these can be built. Again, more dev work and resources.

      Use of subscription platform like Chargebee or Recurly is definitely a great help here.

      Chargebee offered a simple pay-as-you-go transparent pricing and almost trivial signup process.

      #Paymentgatewayintegration

      See more
      Zuora logo

      Zuora

      42
      56
      4
      Billing, Commerce & Finance to Power your Subscription Business
      42
      56
      + 1
      4
      PROS OF ZUORA
      • 1
        Recurring billing
      • 1
        Well documented API
      • 1
        Reliable
      • 1
        Extensive Documentation
      CONS OF ZUORA
      • 1
        Pricing

      related Zuora posts

      GoCardless logo

      GoCardless

      38
      46
      0
      The UK's #1 for online Direct Debit
      38
      46
      + 1
      0
      PROS OF GOCARDLESS
        Be the first to leave a pro
        CONS OF GOCARDLESS
          Be the first to leave a con

          related GoCardless posts

          Lucas Litton
          Director of Strategy at DigitalSignal | 4 upvotes 路 73.7K views

          We use GoCardless to simplify the way clients and partners pay for our services. What intrigued us is the quick and easy ACH feature that gives our clients the option to log in with their bank account and shoot the funds directly to our account. The fee, compared to Stripe is less. Stripe and PayPal charge 2.9% + 30c and Stripe also forces the client to enter in all of their payment details manually and then if the payment doesn't work, the client has to try all over again. GoCardless charges 1% + 25c which is much more reasonable dealing with the large projects that we are currently working on.

          We integrate GoCardless with Xero to easily send out quick invoices, receive the funds and track all revenue in one place.

          See more
          Chargify logo

          Chargify

          32
          54
          0
          Easily Manage Your Recurring Revenue Business
          32
          54
          + 1
          0
          PROS OF CHARGIFY
            Be the first to leave a pro
            CONS OF CHARGIFY
              Be the first to leave a con

              related Chargify posts

              Dear StackShare Community,

              I am seeking inspiration on creating a billing & subscription stack and came across this wonderful website and community.

              From what I understood so far, I need something like Stripe or Braintree to collect payments without dealing with PCI compliance or setting up merchant accounts, etc... Additionally, services like Chargebee, Recurly, Chargify, etc. are said to make life easier when dealing with recurring billing.

              Stated below, I've tried to give you some context on what I want to achieve. I am very curious about your ideas and how you'd configure an optimal stack.

              Project context (very high level):

              • Loyalty program for local merchants (stores, restaurants,...).

              • Customers support their community and merchants by shopping local.

              • Merchants grant points to customers based on a customer's value spent in a store, restaurant, etc.

              • Customers can redeem their points at any participating merchant.

              Billing / Subscription scenarios to be considered:

              (affecting merchants only)

              One-time setup fee

              • What: Merchant pays a setup fee by signing up for the service

              • Where: Order placed on the website

              Monthly retainer fee

              • What: Merchant pays a monthly recurring retainer for the service.

              • Where: Order placed on the website

              Manually initiated payment

              • What: Merchant initiates a payment to top up his virtual points wallet. E.g. pays 100 USD to top up 100000 points which then can be used by the merchant for granting points to customers.

              • Why: Points issued to members need to be paid for by the merchant. We first considered billing the merchants post-ante, e.g. monthly based on the points they've granted to their customers in the last 30 days, but this seems too risky: If they can't / won't pay we'd still have to pay out points to the customers (technically to the merchants where the customers redeem their points). Thus, the pragmatic idea to reduce risk by having the merchants to pre-pay for their points by topping up their balance.

              • Where: Web application (with the merchant logged in)

              • Nice to have: Opt-in for automatically initiated top-ups if a merchant's balance falls below a certain amount.

              Invoicing

              • What: After every transaction (setup, retainer, top-up,...), we need to automatically issue and send (E-Mail) an invoice to the merchant.

              • Nice to have: Customer portal with all their invoices.

              Other potentially relevant parameters

              • Currency: Only Euro

              • Country: Only Germany (so far)

              • Tax: Only one tax rate

              • Payment for setup & retainer: Credit Card; ideally SEPA Direct Debit (but that still causes headache due to the SEPA regulatory and risk of chargebacks still after weeks), PayPal?

              • Payment for top-up: Same as above plus any other that makes sense (Klarna, Sofort, PayPal...)

              Again, thank you very much for sharing your ideas and thoughts! I'd highly appreciate any input :-)

              See more