Alternatives to MercadoPago logo

Alternatives to MercadoPago

PagSeguro, PayPal, Stripe, Braintree, and Adyen are the most popular alternatives and competitors to MercadoPago.
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What is MercadoPago and what are its top alternatives?

Simplify your daily payments with it and take advantage of promotions in your favorite stores. You can receive payments with your cell phone, turn your site into an online store, charge for chat or social networks.
MercadoPago is a tool in the Payment Services category of a tech stack.

Top Alternatives to MercadoPago

  • PagSeguro

    PagSeguro

    It is an online payments solution that enables anyone to complete transactions or receive payments using credit cards, bank transfers, payment slips or their account balance. ...

  • PayPal

    PayPal

    PayPal is an online payments and money transfer service that allows you to send money via email, phone, text message or Skype. They offer products to both individuals and businesses alike, including online vendors, auction sites and corporate users. PayPal connects effortlessly to bank accounts and credit cards. PayPal Mobile is one of PayPal’s newest products. It allows you to send payments by text message or by using PayPal’s mobile browser. ...

  • Stripe

    Stripe

    Stripe makes it easy for developers to accept credit cards on the web.

  • Braintree

    Braintree

    Braintree replaces traditional payment gateways and merchant accounts. From one touch payments, to mobile SDKs and international sales, we provide everything you need to start accepting payments today. ...

  • Adyen

    Adyen

    A payments technology company that provides a single global platform to accept payments anywhere in the world. Businesses can process payments across online, mobile and in-store (POS) with over 250 payment methods and 187 currencies. ...

  • Recurly

    Recurly

    Recurly is the leading pay-as-you-go recurring billing service because setup is easy, integrations are quick, and our service grows with the needs of your business. ...

  • GoCardless

    GoCardless

    GoCardless makes it super simple for businesses to take regular payments online direct from their customers' bank accounts, perfect for invoicing and recurring subscriptions. ...

  • Zuora

    Zuora

    Zuora gives you the enterprise-class, cloud-based tools you need to launch and scale any subscription service, quickly and affordably. Design your pricing and packaging, start taking quotes and placing orders, automate your billing and payments, and keep tabs on your financials. ...

MercadoPago alternatives & related posts

PagSeguro logo

PagSeguro

12
14
0
An online or mobile payment-based e-commerce service for commercial operations
12
14
+ 1
0
PROS OF PAGSEGURO
    Be the first to leave a pro
    CONS OF PAGSEGURO
      Be the first to leave a con

      related PagSeguro posts

      PayPal logo

      PayPal

      14K
      9.9K
      654
      Send Money, Pay Online or Set Up a Merchant Account
      14K
      9.9K
      + 1
      654
      PROS OF PAYPAL
      • 194
        Most known service
      • 134
        Consumers know it
      • 111
        It's available for many countries
      • 67
        Easy
      • 54
        Best way to get paid outside US
      • 34
        Most widely used payment processor
      • 24
        Express Checkout
      • 15
        Consumers trust it
      • 14
        Flexible and secure
      • 6
        Digital Goods for Express Checkout
      • 1
        PayPal
      CONS OF PAYPAL
      • 1
        Not well written recurring payment api
      • 1
        Less countries supported
      • 1
        Harder to get started with

      related PayPal posts

      Adrien Rey-Jarthon
      Shared insights
      on
      StripeStripePayPalPayPalBitPayBitPay
      at

      To accept payments on updown.io, we first added support for Stripe which is by far the most popular payment gateway for startups and for a good reason. Their service is of awesome quality: the UI is gorgeous, the integration is easy, the documentation is great, the API is super stable and well thought. I can't recommend it enough.

      We then added support for PayPal which is pretty popular for people who have money on it and don't know where to spend it (it can make it feel like you're spending less when it comes from PayPal wallet), or for people who prefer not to enter a credit card on a new website. This was pretty well received and we're currently receiving about 25% of our purchases from PayPal. The documentation and integration is much more painful than with Stripe IMO, I can't recommend them for that, but not having it is basically dodging potential sales.

      Finally we more recently added support of BitPay for #Bitcoin and BitcoinCash payments, which was a pretty easy process but not worth the time in the end due to the low usage and the always changing conditions of the network: the transaction fees got huge after price raise and bitcoin because unusable for small payments, they then introduced support for BCH and a newer Bitcoin protocol for lower fees, but then you need a special wallet to pay and in the end it's too cumbersome, even for bitcoin users, to pay with it. I think unless you expect a bit number of payments using cryptocurrencies it's not worth implementing this solution, and better to accept them manually.

      See more
      Tom Klein

      Google Analytics is a great tool to analyze your traffic. To debug our software and ask questions, we love to use Postman and Stack Overflow. Google Drive helps our team to share documents. We're able to build our great products through the APIs by Google Maps, CloudFlare, Stripe, PayPal, Twilio, Let's Encrypt, and TensorFlow.

      See more
      Stripe logo

      Stripe

      13.5K
      8.2K
      1.5K
      Payments for developers
      13.5K
      8.2K
      + 1
      1.5K
      PROS OF STRIPE
      • 301
        Easy setup
      • 292
        Developer friendly
      • 248
        Well-designed api
      • 191
        Great documentation
      • 169
        Clear pricing
      • 75
        Secure
      • 74
        Reliable
      • 63
        Full integration with webhooks
      • 43
        Amazing api
      • 38
        Great customer support
      • 11
        Easy
      • 6
        Credit cards never hit your server - no pci worries
      • 4
        No merchant account/gateway required
      • 3
        Recurring billing
      • 3
        Easy to integrate
      • 2
        Fast UI
      • 2
        BitCoin
      • 2
        Great app
      • 2
        Support for SCA (Strong Customer Authentication)
      • 1
        Payments without own backend (using Stripe Products)
      • 1
        Checkout.js
      • 1
        Great UI
      • 1
        So easy to use
      • 1
        Beautiful
      CONS OF STRIPE
      • 3
        Connect
      • 2
        CANNOT withdraw USD to a Canadian Bank Account
      • 2
        Does NOT have a currency conversion option like Paypal
      • 2
        They keep 25% of the income for 60 days

      related Stripe posts

      Adrien Rey-Jarthon
      Shared insights
      on
      StripeStripePayPalPayPalBitPayBitPay
      at

      To accept payments on updown.io, we first added support for Stripe which is by far the most popular payment gateway for startups and for a good reason. Their service is of awesome quality: the UI is gorgeous, the integration is easy, the documentation is great, the API is super stable and well thought. I can't recommend it enough.

      We then added support for PayPal which is pretty popular for people who have money on it and don't know where to spend it (it can make it feel like you're spending less when it comes from PayPal wallet), or for people who prefer not to enter a credit card on a new website. This was pretty well received and we're currently receiving about 25% of our purchases from PayPal. The documentation and integration is much more painful than with Stripe IMO, I can't recommend them for that, but not having it is basically dodging potential sales.

      Finally we more recently added support of BitPay for #Bitcoin and BitcoinCash payments, which was a pretty easy process but not worth the time in the end due to the low usage and the always changing conditions of the network: the transaction fees got huge after price raise and bitcoin because unusable for small payments, they then introduced support for BCH and a newer Bitcoin protocol for lower fees, but then you need a special wallet to pay and in the end it's too cumbersome, even for bitcoin users, to pay with it. I think unless you expect a bit number of payments using cryptocurrencies it's not worth implementing this solution, and better to accept them manually.

      See more
      Tom Klein

      Google Analytics is a great tool to analyze your traffic. To debug our software and ask questions, we love to use Postman and Stack Overflow. Google Drive helps our team to share documents. We're able to build our great products through the APIs by Google Maps, CloudFlare, Stripe, PayPal, Twilio, Let's Encrypt, and TensorFlow.

      See more
      Braintree logo

      Braintree

      532
      401
      90
      Accept payments in your app or website today
      532
      401
      + 1
      90
      PROS OF BRAINTREE
      • 24
        Well-designed api
      • 19
        Developer friendly
      • 17
        Easy setup
      • 14
        Reliable
      • 6
        Excellent documentation
      • 4
        Great support
      • 3
        Can use paypal and debit card
      • 2
        Test it without obligation, great SDK/API and prices
      • 1
        Great API, awesome docs
      CONS OF BRAINTREE
      • 1
        Lacking documentation for mobile integrations

      related Braintree posts

      Dear StackShare Community,

      I am seeking inspiration on creating a billing & subscription stack and came across this wonderful website and community.

      From what I understood so far, I need something like Stripe or Braintree to collect payments without dealing with PCI compliance or setting up merchant accounts, etc... Additionally, services like Chargebee, Recurly, Chargify, etc. are said to make life easier when dealing with recurring billing.

      Stated below, I've tried to give you some context on what I want to achieve. I am very curious about your ideas and how you'd configure an optimal stack.

      Project context (very high level):

      • Loyalty program for local merchants (stores, restaurants,...).

      • Customers support their community and merchants by shopping local.

      • Merchants grant points to customers based on a customer's value spent in a store, restaurant, etc.

      • Customers can redeem their points at any participating merchant.

      Billing / Subscription scenarios to be considered:

      (affecting merchants only)

      One-time setup fee

      • What: Merchant pays a setup fee by signing up for the service

      • Where: Order placed on the website

      Monthly retainer fee

      • What: Merchant pays a monthly recurring retainer for the service.

      • Where: Order placed on the website

      Manually initiated payment

      • What: Merchant initiates a payment to top up his virtual points wallet. E.g. pays 100 USD to top up 100000 points which then can be used by the merchant for granting points to customers.

      • Why: Points issued to members need to be paid for by the merchant. We first considered billing the merchants post-ante, e.g. monthly based on the points they've granted to their customers in the last 30 days, but this seems too risky: If they can't / won't pay we'd still have to pay out points to the customers (technically to the merchants where the customers redeem their points). Thus, the pragmatic idea to reduce risk by having the merchants to pre-pay for their points by topping up their balance.

      • Where: Web application (with the merchant logged in)

      • Nice to have: Opt-in for automatically initiated top-ups if a merchant's balance falls below a certain amount.

      Invoicing

      • What: After every transaction (setup, retainer, top-up,...), we need to automatically issue and send (E-Mail) an invoice to the merchant.

      • Nice to have: Customer portal with all their invoices.

      Other potentially relevant parameters

      • Currency: Only Euro

      • Country: Only Germany (so far)

      • Tax: Only one tax rate

      • Payment for setup & retainer: Credit Card; ideally SEPA Direct Debit (but that still causes headache due to the SEPA regulatory and risk of chargebacks still after weeks), PayPal?

      • Payment for top-up: Same as above plus any other that makes sense (Klarna, Sofort, PayPal...)

      Again, thank you very much for sharing your ideas and thoughts! I'd highly appreciate any input :-)

      See more
      Tim Little
      Software Consultant at timlittletech · | 7 upvotes · 32.3K views

      Hi there, I am trying to figure out if it's worth creating a Braintree account to do subscription billing in my Shopify store. The goal is to have as little custom code as possible for the store but be able to do subscription billing services, we already have a PayPal business account, but from the looks of it, we can't use PayWhirl directly with Paypal.

      See more
      Adyen logo

      Adyen

      128
      214
      46
      One integration allows businesses to accept 250 payment methods, from wherever people pay
      128
      214
      + 1
      46
      PROS OF ADYEN
      • 9
        Truly international solution
      • 8
        Great customer support
      • 7
        Great documentation
      • 6
        Well-designed API
      • 5
        Easy setup
      • 4
        Omni-channel solution
      • 4
        Secure
      • 3
        PCI Compliance
      CONS OF ADYEN
        Be the first to leave a con

        related Adyen posts

        Rodlene Paul
        Founder at Grace and Paul Llc · | 2 upvotes · 7K views
        Shared insights
        on
        StripeStripeAdyenAdyen

        I am developing an MVP; our app will accept money transfers for cross-border payment. Any advice on using Adyen for cross-border payments over Stripe? Please advise

        See more
        Gabriel Pa

        Stripe is awesome and works great for subscription models but there's a problem: If you want to make money, you need to have multiple payment gateways. That's why we choose Chargebee .

        We can integrate with Adyen or SagePay for EU customers without needing to create a new integration

        See more
        Recurly logo

        Recurly

        113
        112
        62
        Subscription Billing. Zen Simplicity.
        113
        112
        + 1
        62
        PROS OF RECURLY
        • 20
          Recurring billing
        • 10
          Simplicity
        • 9
          Works with multiple gateways
        • 9
          Supports Value Added Tax
        • 7
          Great support & easy to use
        • 4
          Simple
        • 3
          Amazing
        CONS OF RECURLY
          Be the first to leave a con

          related Recurly posts

          Dear StackShare Community,

          I am seeking inspiration on creating a billing & subscription stack and came across this wonderful website and community.

          From what I understood so far, I need something like Stripe or Braintree to collect payments without dealing with PCI compliance or setting up merchant accounts, etc... Additionally, services like Chargebee, Recurly, Chargify, etc. are said to make life easier when dealing with recurring billing.

          Stated below, I've tried to give you some context on what I want to achieve. I am very curious about your ideas and how you'd configure an optimal stack.

          Project context (very high level):

          • Loyalty program for local merchants (stores, restaurants,...).

          • Customers support their community and merchants by shopping local.

          • Merchants grant points to customers based on a customer's value spent in a store, restaurant, etc.

          • Customers can redeem their points at any participating merchant.

          Billing / Subscription scenarios to be considered:

          (affecting merchants only)

          One-time setup fee

          • What: Merchant pays a setup fee by signing up for the service

          • Where: Order placed on the website

          Monthly retainer fee

          • What: Merchant pays a monthly recurring retainer for the service.

          • Where: Order placed on the website

          Manually initiated payment

          • What: Merchant initiates a payment to top up his virtual points wallet. E.g. pays 100 USD to top up 100000 points which then can be used by the merchant for granting points to customers.

          • Why: Points issued to members need to be paid for by the merchant. We first considered billing the merchants post-ante, e.g. monthly based on the points they've granted to their customers in the last 30 days, but this seems too risky: If they can't / won't pay we'd still have to pay out points to the customers (technically to the merchants where the customers redeem their points). Thus, the pragmatic idea to reduce risk by having the merchants to pre-pay for their points by topping up their balance.

          • Where: Web application (with the merchant logged in)

          • Nice to have: Opt-in for automatically initiated top-ups if a merchant's balance falls below a certain amount.

          Invoicing

          • What: After every transaction (setup, retainer, top-up,...), we need to automatically issue and send (E-Mail) an invoice to the merchant.

          • Nice to have: Customer portal with all their invoices.

          Other potentially relevant parameters

          • Currency: Only Euro

          • Country: Only Germany (so far)

          • Tax: Only one tax rate

          • Payment for setup & retainer: Credit Card; ideally SEPA Direct Debit (but that still causes headache due to the SEPA regulatory and risk of chargebacks still after weeks), PayPal?

          • Payment for top-up: Same as above plus any other that makes sense (Klarna, Sofort, PayPal...)

          Again, thank you very much for sharing your ideas and thoughts! I'd highly appreciate any input :-)

          See more
          Ajit Parthan

          Running a subscription service with just direct calls to Stripe or similar payment gateways is possible but also needs dedicated person(s) for decent amount of development and maintenance.

          Plus features like updating card details, invoice history - all these can be built. Again, more dev work and resources.

          Use of subscription platform like Chargebee or Recurly is definitely a great help here.

          Chargebee offered a simple pay-as-you-go transparent pricing and almost trivial signup process.

          #Paymentgatewayintegration

          See more
          GoCardless logo

          GoCardless

          44
          58
          0
          The UK's #1 for online Direct Debit
          44
          58
          + 1
          0
          PROS OF GOCARDLESS
            Be the first to leave a pro
            CONS OF GOCARDLESS
              Be the first to leave a con

              related GoCardless posts

              Lucas Litton
              Founder & CEO at Macombey · | 4 upvotes · 133.7K views

              We use GoCardless to simplify the way clients and partners pay for our services. What intrigued us is the quick and easy ACH feature that gives our clients the option to log in with their bank account and shoot the funds directly to our account. The fee, compared to Stripe is less. Stripe and PayPal charge 2.9% + 30c and Stripe also forces the client to enter in all of their payment details manually and then if the payment doesn't work, the client has to try all over again. GoCardless charges 1% + 25c which is much more reasonable dealing with the large projects that we are currently working on.

              We integrate GoCardless with Xero to easily send out quick invoices, receive the funds and track all revenue in one place.

              See more
              Zuora logo

              Zuora

              44
              62
              4
              Billing, Commerce & Finance to Power your Subscription Business
              44
              62
              + 1
              4
              PROS OF ZUORA
              • 1
                Well documented API
              • 1
                Recurring billing
              • 1
                Reliable
              • 1
                Extensive Documentation
              CONS OF ZUORA
              • 1
                Pricing

              related Zuora posts