Alternatives to PayPal logo

Alternatives to PayPal

Stripe, WePay, Payoneer, TransferWise, and Braintree are the most popular alternatives and competitors to PayPal.
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What is PayPal and what are its top alternatives?

PayPal is an online payments and money transfer service that allows you to send money via email, phone, text message or Skype. They offer products to both individuals and businesses alike, including online vendors, auction sites and corporate users. PayPal connects effortlessly to bank accounts and credit cards. PayPal Mobile is one of PayPal鈥檚 newest products. It allows you to send payments by text message or by using PayPal鈥檚 mobile browser.
PayPal is a tool in the Payment Services category of a tech stack.

Top Alternatives to PayPal

  • Stripe

    Stripe

    Stripe makes it easy for developers to accept credit cards on the web.

  • WePay

    WePay

    WePay helps people sell tickets to events, send invoices, sell items online, and accept donations online. WePay also provides an API that allows developers to access its payments platform. ...

  • Payoneer

    Payoneer

    It is a financial services company that provides online money transfer and digital payment services and working capital solutions ...

  • TransferWise

    TransferWise

    It bypasses pricey international payments entirely by using two local transfers instead of one international transaction. If you want to convert your pounds to euros, you send the money in pounds to its UK-based account. ...

  • Braintree

    Braintree

    Braintree replaces traditional payment gateways and merchant accounts. From one touch payments, to mobile SDKs and international sales, we provide everything you need to start accepting payments today. ...

  • Amazon Pay

    Amazon Pay

    It makes simple for millions of customers around the globe to check-in and checkout using information already stored in their Amazon account. ...

  • Adyen

    Adyen

    A payments technology company that provides a single global platform to accept payments anywhere in the world. Businesses can process payments across online, mobile and in-store (POS) with over 250 payment methods and 187 currencies. ...

  • Recurly

    Recurly

    Recurly is the leading pay-as-you-go recurring billing service because setup is easy, integrations are quick, and our service grows with the needs of your business. ...

PayPal alternatives & related posts

Stripe logo

Stripe

12.4K
7.2K
1.5K
Payments for developers
12.4K
7.2K
+ 1
1.5K
PROS OF STRIPE
  • 299
    Easy setup
  • 291
    Developer friendly
  • 248
    Well-designed api
  • 191
    Great documentation
  • 171
    Clear pricing
  • 75
    Secure
  • 74
    Reliable
  • 63
    Full integration with webhooks
  • 43
    Amazing api
  • 38
    Great customer support
  • 11
    Easy
  • 6
    Credit cards never hit your server - no pci worries
  • 4
    No merchant account/gateway required
  • 2
    Support for SCA (Strong Customer Authentication)
  • 2
    BitCoin
  • 2
    Great app
  • 2
    Fast UI
  • 2
    Easy to integrate
  • 2
    Recurring billing
  • 1
    Beautiful
  • 1
    Checkout.js
  • 1
    Great UI
  • 1
    So easy to use
  • 1
    Payments without own backend (using Stripe Products)
CONS OF STRIPE
  • 3
    Connect
  • 2
    They keep 25% of the income for 60 days
  • 1
    Does NOT have a currency conversion option like Paypal
  • 1
    CANNOT withdraw USD to a Canadian Bank Account

related Stripe posts

Adrien Rey-Jarthon
Shared insights
on
Stripe
PayPal
BitPay
at

To accept payments on updown.io, we first added support for Stripe which is by far the most popular payment gateway for startups and for a good reason. Their service is of awesome quality: the UI is gorgeous, the integration is easy, the documentation is great, the API is super stable and well thought. I can't recommend it enough.

We then added support for PayPal which is pretty popular for people who have money on it and don't know where to spend it (it can make it feel like you're spending less when it comes from PayPal wallet), or for people who prefer not to enter a credit card on a new website. This was pretty well received and we're currently receiving about 25% of our purchases from PayPal. The documentation and integration is much more painful than with Stripe IMO, I can't recommend them for that, but not having it is basically dodging potential sales.

Finally we more recently added support of BitPay for #Bitcoin and BitcoinCash payments, which was a pretty easy process but not worth the time in the end due to the low usage and the always changing conditions of the network: the transaction fees got huge after price raise and bitcoin because unusable for small payments, they then introduced support for BCH and a newer Bitcoin protocol for lower fees, but then you need a special wallet to pay and in the end it's too cumbersome, even for bitcoin users, to pay with it. I think unless you expect a bit number of payments using cryptocurrencies it's not worth implementing this solution, and better to accept them manually.

See more
Tom Klein

Google Analytics is a great tool to analyze your traffic. To debug our software and ask questions, we love to use Postman and Stack Overflow. Google Drive helps our team to share documents. We're able to build our great products through the APIs by Google Maps, CloudFlare, Stripe, PayPal, Twilio, Let's Encrypt, and TensorFlow.

See more
WePay logo

WePay

6
20
3
The easiest way to accept payments.
6
20
+ 1
3
PROS OF WEPAY
  • 1
    Amazing API
  • 1
    Easy setup
  • 1
    Nice development enviroment
CONS OF WEPAY
    Be the first to leave a con

    related WePay posts

    Payoneer logo

    Payoneer

    12
    29
    10
    A financial services company that provides online money transfer and digital payment services
    12
    29
    + 1
    10
    PROS OF PAYONEER
    • 2
      Approximately in every country
    • 2
      Can use Credit Cards for payment
    • 2
      Very easy to use website
    • 2
      More options than Stripe
    • 1
      Support for India
    • 1
      Support for Pakistan
    CONS OF PAYONEER
    • 1
      UI is a bit clunky
    • 1
      If you use Credit Card, there鈥檚 a 3% fee

    related Payoneer posts

    ADEOLU OLOFINTUYI
    Shared insights
    on
    Payoneer
    2checkout

    I am developing a multi-vendor eCommerce system; we auto-pay sellers per order basis. Which payment system can I use between 2checkout or Payoneer? If I am missing something, can you please advise me about a better payment option? Thanks

    See more
    TransferWise logo

    TransferWise

    17
    32
    6
    An online account that lets you send money, get paid, and spend money internationally
    17
    32
    + 1
    6
    PROS OF TRANSFERWISE
    • 3
      Best exchange rates
    • 2
      Fast
    • 1
      API Support
    CONS OF TRANSFERWISE
      Be the first to leave a con

      related TransferWise posts

      Braintree logo

      Braintree

      520
      389
      90
      Accept payments in your app or website today
      520
      389
      + 1
      90
      PROS OF BRAINTREE
      • 24
        Well-designed api
      • 19
        Developer friendly
      • 17
        Easy setup
      • 14
        Reliable
      • 6
        Excellent documentation
      • 4
        Great support
      • 3
        Can use paypal and debit card
      • 2
        Test it without obligation, great SDK/API and prices
      • 1
        Great API, awesome docs
      CONS OF BRAINTREE
      • 1
        Lacking documentation for mobile integrations

      related Braintree posts

      Dear StackShare Community,

      I am seeking inspiration on creating a billing & subscription stack and came across this wonderful website and community.

      From what I understood so far, I need something like Stripe or Braintree to collect payments without dealing with PCI compliance or setting up merchant accounts, etc... Additionally, services like Chargebee, Recurly, Chargify, etc. are said to make life easier when dealing with recurring billing.

      Stated below, I've tried to give you some context on what I want to achieve. I am very curious about your ideas and how you'd configure an optimal stack.

      Project context (very high level):

      • Loyalty program for local merchants (stores, restaurants,...).

      • Customers support their community and merchants by shopping local.

      • Merchants grant points to customers based on a customer's value spent in a store, restaurant, etc.

      • Customers can redeem their points at any participating merchant.

      Billing / Subscription scenarios to be considered:

      (affecting merchants only)

      One-time setup fee

      • What: Merchant pays a setup fee by signing up for the service

      • Where: Order placed on the website

      Monthly retainer fee

      • What: Merchant pays a monthly recurring retainer for the service.

      • Where: Order placed on the website

      Manually initiated payment

      • What: Merchant initiates a payment to top up his virtual points wallet. E.g. pays 100 USD to top up 100000 points which then can be used by the merchant for granting points to customers.

      • Why: Points issued to members need to be paid for by the merchant. We first considered billing the merchants post-ante, e.g. monthly based on the points they've granted to their customers in the last 30 days, but this seems too risky: If they can't / won't pay we'd still have to pay out points to the customers (technically to the merchants where the customers redeem their points). Thus, the pragmatic idea to reduce risk by having the merchants to pre-pay for their points by topping up their balance.

      • Where: Web application (with the merchant logged in)

      • Nice to have: Opt-in for automatically initiated top-ups if a merchant's balance falls below a certain amount.

      Invoicing

      • What: After every transaction (setup, retainer, top-up,...), we need to automatically issue and send (E-Mail) an invoice to the merchant.

      • Nice to have: Customer portal with all their invoices.

      Other potentially relevant parameters

      • Currency: Only Euro

      • Country: Only Germany (so far)

      • Tax: Only one tax rate

      • Payment for setup & retainer: Credit Card; ideally SEPA Direct Debit (but that still causes headache due to the SEPA regulatory and risk of chargebacks still after weeks), PayPal?

      • Payment for top-up: Same as above plus any other that makes sense (Klarna, Sofort, PayPal...)

      Again, thank you very much for sharing your ideas and thoughts! I'd highly appreciate any input :-)

      See more
      Tim Little
      Software Consultant at timlittletech | 7 upvotes 路 17.5K views

      Hi there, I am trying to figure out if it's worth creating a Braintree account to do subscription billing in my Shopify store. The goal is to have as little custom code as possible for the store but be able to do subscription billing services, we already have a PayPal business account, but from the looks of it, we can't use PayWhirl directly with Paypal.

      See more
      Amazon Pay logo

      Amazon Pay

      8
      17
      0
      Lets you use the payment methods already associated with your Amazon account
      8
      17
      + 1
      0
      PROS OF AMAZON PAY
        Be the first to leave a pro
        CONS OF AMAZON PAY
          Be the first to leave a con

          related Amazon Pay posts

          Adyen logo

          Adyen

          120
          195
          45
          One integration allows businesses to accept 250 payment methods, from wherever people pay
          120
          195
          + 1
          45
          PROS OF ADYEN
          • 8
            Truly international solution
          • 8
            Great customer support
          • 7
            Great documentation
          • 6
            Well-designed API
          • 5
            Easy setup
          • 4
            Omni-channel solution
          • 4
            Secure
          • 3
            PCI Compliance
          CONS OF ADYEN
            Be the first to leave a con

            related Adyen posts

            Rodlene Paul
            Founder at Grace and Paul Llc | 2 upvotes 路 1.8K views
            Shared insights
            on
            Stripe
            Adyen

            I am developing an MVP; our app will accept money transfers for cross-border payment. Any advice on using Adyen for cross-border payments over Stripe? Please advise

            See more
            Gabriel Pa

            Stripe is awesome and works great for subscription models but there's a problem: If you want to make money, you need to have multiple payment gateways. That's why we choose Chargebee .

            We can integrate with Adyen or SagePay for EU customers without needing to create a new integration

            See more
            Recurly logo

            Recurly

            112
            107
            62
            Subscription Billing. Zen Simplicity.
            112
            107
            + 1
            62
            PROS OF RECURLY
            • 20
              Recurring billing
            • 10
              Simplicity
            • 9
              Works with multiple gateways
            • 9
              Supports Value Added Tax
            • 7
              Great support & easy to use
            • 4
              Simple
            • 3
              Amazing
            CONS OF RECURLY
              Be the first to leave a con

              related Recurly posts

              Dear StackShare Community,

              I am seeking inspiration on creating a billing & subscription stack and came across this wonderful website and community.

              From what I understood so far, I need something like Stripe or Braintree to collect payments without dealing with PCI compliance or setting up merchant accounts, etc... Additionally, services like Chargebee, Recurly, Chargify, etc. are said to make life easier when dealing with recurring billing.

              Stated below, I've tried to give you some context on what I want to achieve. I am very curious about your ideas and how you'd configure an optimal stack.

              Project context (very high level):

              • Loyalty program for local merchants (stores, restaurants,...).

              • Customers support their community and merchants by shopping local.

              • Merchants grant points to customers based on a customer's value spent in a store, restaurant, etc.

              • Customers can redeem their points at any participating merchant.

              Billing / Subscription scenarios to be considered:

              (affecting merchants only)

              One-time setup fee

              • What: Merchant pays a setup fee by signing up for the service

              • Where: Order placed on the website

              Monthly retainer fee

              • What: Merchant pays a monthly recurring retainer for the service.

              • Where: Order placed on the website

              Manually initiated payment

              • What: Merchant initiates a payment to top up his virtual points wallet. E.g. pays 100 USD to top up 100000 points which then can be used by the merchant for granting points to customers.

              • Why: Points issued to members need to be paid for by the merchant. We first considered billing the merchants post-ante, e.g. monthly based on the points they've granted to their customers in the last 30 days, but this seems too risky: If they can't / won't pay we'd still have to pay out points to the customers (technically to the merchants where the customers redeem their points). Thus, the pragmatic idea to reduce risk by having the merchants to pre-pay for their points by topping up their balance.

              • Where: Web application (with the merchant logged in)

              • Nice to have: Opt-in for automatically initiated top-ups if a merchant's balance falls below a certain amount.

              Invoicing

              • What: After every transaction (setup, retainer, top-up,...), we need to automatically issue and send (E-Mail) an invoice to the merchant.

              • Nice to have: Customer portal with all their invoices.

              Other potentially relevant parameters

              • Currency: Only Euro

              • Country: Only Germany (so far)

              • Tax: Only one tax rate

              • Payment for setup & retainer: Credit Card; ideally SEPA Direct Debit (but that still causes headache due to the SEPA regulatory and risk of chargebacks still after weeks), PayPal?

              • Payment for top-up: Same as above plus any other that makes sense (Klarna, Sofort, PayPal...)

              Again, thank you very much for sharing your ideas and thoughts! I'd highly appreciate any input :-)

              See more
              Ajit Parthan

              Running a subscription service with just direct calls to Stripe or similar payment gateways is possible but also needs dedicated person(s) for decent amount of development and maintenance.

              Plus features like updating card details, invoice history - all these can be built. Again, more dev work and resources.

              Use of subscription platform like Chargebee or Recurly is definitely a great help here.

              Chargebee offered a simple pay-as-you-go transparent pricing and almost trivial signup process.

              #Paymentgatewayintegration

              See more