Alternatives to Xoom logo

Alternatives to Xoom

TransferWise, PayPal, Zoom, Stripe, and Braintree are the most popular alternatives and competitors to Xoom.
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What is Xoom and what are its top alternatives?

It is a PayPal Service is a electronic funds transfer or remittance provider that allows consumers to send money, pay bills and reload mobile phones from the United States to 70 countries.
Xoom is a tool in the Payment Services category of a tech stack.

Top Alternatives to Xoom

  • TransferWise

    TransferWise

    It bypasses pricey international payments entirely by using two local transfers instead of one international transaction. If you want to convert your pounds to euros, you send the money in pounds to its UK-based account. ...

  • PayPal

    PayPal

    PayPal is an online payments and money transfer service that allows you to send money via email, phone, text message or Skype. They offer products to both individuals and businesses alike, including online vendors, auction sites and corporate users. PayPal connects effortlessly to bank accounts and credit cards. PayPal Mobile is one of PayPal’s newest products. It allows you to send payments by text message or by using PayPal’s mobile browser. ...

  • Zoom

    Zoom

    Zoom unifies cloud video conferencing, simple online meetings, and cross platform group chat into one easy-to-use platform. Our solution offers the best video, audio, and screen-sharing experience across Zoom Rooms, Windows, Mac, iOS, Android, and H.323/SIP room systems. ...

  • Stripe

    Stripe

    Stripe makes it easy for developers to accept credit cards on the web.

  • Braintree

    Braintree

    Braintree replaces traditional payment gateways and merchant accounts. From one touch payments, to mobile SDKs and international sales, we provide everything you need to start accepting payments today. ...

  • Adyen

    Adyen

    A payments technology company that provides a single global platform to accept payments anywhere in the world. Businesses can process payments across online, mobile and in-store (POS) with over 250 payment methods and 187 currencies. ...

  • Recurly

    Recurly

    Recurly is the leading pay-as-you-go recurring billing service because setup is easy, integrations are quick, and our service grows with the needs of your business. ...

  • GoCardless

    GoCardless

    GoCardless makes it super simple for businesses to take regular payments online direct from their customers' bank accounts, perfect for invoicing and recurring subscriptions. ...

Xoom alternatives & related posts

TransferWise logo

TransferWise

19
36
6
An online account that lets you send money, get paid, and spend money internationally
19
36
+ 1
6
PROS OF TRANSFERWISE
  • 3
    Best exchange rates
  • 2
    Fast
  • 1
    API Support
CONS OF TRANSFERWISE
    Be the first to leave a con

    related TransferWise posts

    PayPal logo

    PayPal

    14K
    9.9K
    654
    Send Money, Pay Online or Set Up a Merchant Account
    14K
    9.9K
    + 1
    654
    PROS OF PAYPAL
    • 194
      Most known service
    • 134
      Consumers know it
    • 111
      It's available for many countries
    • 67
      Easy
    • 54
      Best way to get paid outside US
    • 34
      Most widely used payment processor
    • 24
      Express Checkout
    • 15
      Consumers trust it
    • 14
      Flexible and secure
    • 6
      Digital Goods for Express Checkout
    • 1
      PayPal
    CONS OF PAYPAL
    • 1
      Not well written recurring payment api
    • 1
      Less countries supported
    • 1
      Harder to get started with

    related PayPal posts

    Adrien Rey-Jarthon
    Shared insights
    on
    StripeStripePayPalPayPalBitPayBitPay
    at

    To accept payments on updown.io, we first added support for Stripe which is by far the most popular payment gateway for startups and for a good reason. Their service is of awesome quality: the UI is gorgeous, the integration is easy, the documentation is great, the API is super stable and well thought. I can't recommend it enough.

    We then added support for PayPal which is pretty popular for people who have money on it and don't know where to spend it (it can make it feel like you're spending less when it comes from PayPal wallet), or for people who prefer not to enter a credit card on a new website. This was pretty well received and we're currently receiving about 25% of our purchases from PayPal. The documentation and integration is much more painful than with Stripe IMO, I can't recommend them for that, but not having it is basically dodging potential sales.

    Finally we more recently added support of BitPay for #Bitcoin and BitcoinCash payments, which was a pretty easy process but not worth the time in the end due to the low usage and the always changing conditions of the network: the transaction fees got huge after price raise and bitcoin because unusable for small payments, they then introduced support for BCH and a newer Bitcoin protocol for lower fees, but then you need a special wallet to pay and in the end it's too cumbersome, even for bitcoin users, to pay with it. I think unless you expect a bit number of payments using cryptocurrencies it's not worth implementing this solution, and better to accept them manually.

    See more
    Tom Klein

    Google Analytics is a great tool to analyze your traffic. To debug our software and ask questions, we love to use Postman and Stack Overflow. Google Drive helps our team to share documents. We're able to build our great products through the APIs by Google Maps, CloudFlare, Stripe, PayPal, Twilio, Let's Encrypt, and TensorFlow.

    See more
    Zoom logo

    Zoom

    1.4K
    1.7K
    155
    Video Conferencing, Web Conferencing, Webinars, Screen Sharing
    1.4K
    1.7K
    + 1
    155
    PROS OF ZOOM
    • 25
      Web conferencing made easy
    • 16
      Remote control option
    • 13
      Draw on screen
    • 12
      Very reliable
    • 11
      In-meeting chat is pretty good
    • 9
      Free
    • 9
      Pair programming sessions with shared controls
    • 8
      Easy to share meeting links/invites
    • 7
      Good Sound Quality
    • 6
      Cloud recordings for meetings
    • 5
      Great mobile app
    • 4
      Recording Feature
    • 4
      Virtual backgrounds
    • 4
      Other people use it
    • 4
      User Friendly actions
    • 2
      Different options for blocking chat
    • 2
      Auto reconnecting
    • 2
      Chrome extension is great to easily create meetings
    • 2
      While sharing screen, you can still see your video
    • 2
      Mute all participants at once
    • 2
      When ending the videocall, everybody gets kicked
    • 2
      Reactions (emoticons)
    • 1
      Easily share video with audio
    • 1
      /zoom on Slack
    • 1
      Registration form
    • 1
      Meant for business and education
    • 0
      Zoom
    CONS OF ZOOM
    • 20
      Limited time if you are a basic member
    • 14
      Limited Storage
    • 11
      Hate how sharing your screen defaults to Full Screen
    • 10
      Quality isn't great (Free)
    • 9
      No cursor highlight on screenshare.
    • 8
      Potential security flaws
    • 7
      Onboarding process for new users is not intuitive
    • 5
      Virtual background quality isn't good
    • 5
      Security
    • 4
      Editing can be improved
    • 4
      Doesn't handle switching audio sources well
    • 4
      The native calendar is buggy
    • 4
      Dashboard can be improved
    • 3
      Pornographic material displayed
    • 3
      Any body can get in it
    • 3
      Not many emojis
    • 3
      Past chat history is not saved
    • 3
      Recording Feature
    • 3
      En In reality,the chat in the meet not is excelent,noo
    • 3
      Zoom lags a lot

    related Zoom posts

    Dmitry Mukhin

    Uploadcare is mostly remote team and we're using video conferencing all the time both for internal team meetings and for external sales, support, interview, etc. calls. I think we've tried every solution there is on the market before we've decided to stop with Zoom.

    Tools just plainly don't work (Skype), are painful to install for external participants (Webex and other "enterprise" solutions) can't properly handle 10+ participants calls (Google Hangouts Chat).

    Zoom just works. It has all required features and even handles bad connections very graciously. One of the best tool decisions we've ever made :)

    See more
    Shared insights
    on
    ZoomZoomDiscordDiscord

    I want to host an online Jeopardy game with less than 30 participants. During each round of the game, I'll stream some videos. The point is to gather friends together to play the Jeopardy game and watch random stuff. Please let me know if there's a more suitable platform other than Discord and Zoom. Thanks, everyone!

    See more
    Stripe logo

    Stripe

    13.6K
    8.1K
    1.5K
    Payments for developers
    13.6K
    8.1K
    + 1
    1.5K
    PROS OF STRIPE
    • 301
      Easy setup
    • 292
      Developer friendly
    • 248
      Well-designed api
    • 191
      Great documentation
    • 169
      Clear pricing
    • 75
      Secure
    • 74
      Reliable
    • 63
      Full integration with webhooks
    • 43
      Amazing api
    • 38
      Great customer support
    • 11
      Easy
    • 6
      Credit cards never hit your server - no pci worries
    • 4
      No merchant account/gateway required
    • 3
      Recurring billing
    • 3
      Easy to integrate
    • 2
      Fast UI
    • 2
      BitCoin
    • 2
      Great app
    • 2
      Support for SCA (Strong Customer Authentication)
    • 1
      Payments without own backend (using Stripe Products)
    • 1
      Checkout.js
    • 1
      Great UI
    • 1
      So easy to use
    • 1
      Beautiful
    CONS OF STRIPE
    • 3
      Connect
    • 2
      CANNOT withdraw USD to a Canadian Bank Account
    • 2
      Does NOT have a currency conversion option like Paypal
    • 2
      They keep 25% of the income for 60 days

    related Stripe posts

    Adrien Rey-Jarthon
    Shared insights
    on
    StripeStripePayPalPayPalBitPayBitPay
    at

    To accept payments on updown.io, we first added support for Stripe which is by far the most popular payment gateway for startups and for a good reason. Their service is of awesome quality: the UI is gorgeous, the integration is easy, the documentation is great, the API is super stable and well thought. I can't recommend it enough.

    We then added support for PayPal which is pretty popular for people who have money on it and don't know where to spend it (it can make it feel like you're spending less when it comes from PayPal wallet), or for people who prefer not to enter a credit card on a new website. This was pretty well received and we're currently receiving about 25% of our purchases from PayPal. The documentation and integration is much more painful than with Stripe IMO, I can't recommend them for that, but not having it is basically dodging potential sales.

    Finally we more recently added support of BitPay for #Bitcoin and BitcoinCash payments, which was a pretty easy process but not worth the time in the end due to the low usage and the always changing conditions of the network: the transaction fees got huge after price raise and bitcoin because unusable for small payments, they then introduced support for BCH and a newer Bitcoin protocol for lower fees, but then you need a special wallet to pay and in the end it's too cumbersome, even for bitcoin users, to pay with it. I think unless you expect a bit number of payments using cryptocurrencies it's not worth implementing this solution, and better to accept them manually.

    See more
    Tom Klein

    Google Analytics is a great tool to analyze your traffic. To debug our software and ask questions, we love to use Postman and Stack Overflow. Google Drive helps our team to share documents. We're able to build our great products through the APIs by Google Maps, CloudFlare, Stripe, PayPal, Twilio, Let's Encrypt, and TensorFlow.

    See more
    Braintree logo

    Braintree

    533
    400
    90
    Accept payments in your app or website today
    533
    400
    + 1
    90
    PROS OF BRAINTREE
    • 24
      Well-designed api
    • 19
      Developer friendly
    • 17
      Easy setup
    • 14
      Reliable
    • 6
      Excellent documentation
    • 4
      Great support
    • 3
      Can use paypal and debit card
    • 2
      Test it without obligation, great SDK/API and prices
    • 1
      Great API, awesome docs
    CONS OF BRAINTREE
    • 1
      Lacking documentation for mobile integrations

    related Braintree posts

    Dear StackShare Community,

    I am seeking inspiration on creating a billing & subscription stack and came across this wonderful website and community.

    From what I understood so far, I need something like Stripe or Braintree to collect payments without dealing with PCI compliance or setting up merchant accounts, etc... Additionally, services like Chargebee, Recurly, Chargify, etc. are said to make life easier when dealing with recurring billing.

    Stated below, I've tried to give you some context on what I want to achieve. I am very curious about your ideas and how you'd configure an optimal stack.

    Project context (very high level):

    • Loyalty program for local merchants (stores, restaurants,...).

    • Customers support their community and merchants by shopping local.

    • Merchants grant points to customers based on a customer's value spent in a store, restaurant, etc.

    • Customers can redeem their points at any participating merchant.

    Billing / Subscription scenarios to be considered:

    (affecting merchants only)

    One-time setup fee

    • What: Merchant pays a setup fee by signing up for the service

    • Where: Order placed on the website

    Monthly retainer fee

    • What: Merchant pays a monthly recurring retainer for the service.

    • Where: Order placed on the website

    Manually initiated payment

    • What: Merchant initiates a payment to top up his virtual points wallet. E.g. pays 100 USD to top up 100000 points which then can be used by the merchant for granting points to customers.

    • Why: Points issued to members need to be paid for by the merchant. We first considered billing the merchants post-ante, e.g. monthly based on the points they've granted to their customers in the last 30 days, but this seems too risky: If they can't / won't pay we'd still have to pay out points to the customers (technically to the merchants where the customers redeem their points). Thus, the pragmatic idea to reduce risk by having the merchants to pre-pay for their points by topping up their balance.

    • Where: Web application (with the merchant logged in)

    • Nice to have: Opt-in for automatically initiated top-ups if a merchant's balance falls below a certain amount.

    Invoicing

    • What: After every transaction (setup, retainer, top-up,...), we need to automatically issue and send (E-Mail) an invoice to the merchant.

    • Nice to have: Customer portal with all their invoices.

    Other potentially relevant parameters

    • Currency: Only Euro

    • Country: Only Germany (so far)

    • Tax: Only one tax rate

    • Payment for setup & retainer: Credit Card; ideally SEPA Direct Debit (but that still causes headache due to the SEPA regulatory and risk of chargebacks still after weeks), PayPal?

    • Payment for top-up: Same as above plus any other that makes sense (Klarna, Sofort, PayPal...)

    Again, thank you very much for sharing your ideas and thoughts! I'd highly appreciate any input :-)

    See more
    Tim Little
    Software Consultant at timlittletech · | 7 upvotes · 32K views

    Hi there, I am trying to figure out if it's worth creating a Braintree account to do subscription billing in my Shopify store. The goal is to have as little custom code as possible for the store but be able to do subscription billing services, we already have a PayPal business account, but from the looks of it, we can't use PayWhirl directly with Paypal.

    See more
    Adyen logo

    Adyen

    129
    214
    46
    One integration allows businesses to accept 250 payment methods, from wherever people pay
    129
    214
    + 1
    46
    PROS OF ADYEN
    • 9
      Truly international solution
    • 8
      Great customer support
    • 7
      Great documentation
    • 6
      Well-designed API
    • 5
      Easy setup
    • 4
      Omni-channel solution
    • 4
      Secure
    • 3
      PCI Compliance
    CONS OF ADYEN
      Be the first to leave a con

      related Adyen posts

      Rodlene Paul
      Founder at Grace and Paul Llc · | 2 upvotes · 6.9K views
      Shared insights
      on
      StripeStripeAdyenAdyen

      I am developing an MVP; our app will accept money transfers for cross-border payment. Any advice on using Adyen for cross-border payments over Stripe? Please advise

      See more
      Gabriel Pa

      Stripe is awesome and works great for subscription models but there's a problem: If you want to make money, you need to have multiple payment gateways. That's why we choose Chargebee .

      We can integrate with Adyen or SagePay for EU customers without needing to create a new integration

      See more
      Recurly logo

      Recurly

      114
      112
      62
      Subscription Billing. Zen Simplicity.
      114
      112
      + 1
      62
      PROS OF RECURLY
      • 20
        Recurring billing
      • 10
        Simplicity
      • 9
        Works with multiple gateways
      • 9
        Supports Value Added Tax
      • 7
        Great support & easy to use
      • 4
        Simple
      • 3
        Amazing
      CONS OF RECURLY
        Be the first to leave a con

        related Recurly posts

        Dear StackShare Community,

        I am seeking inspiration on creating a billing & subscription stack and came across this wonderful website and community.

        From what I understood so far, I need something like Stripe or Braintree to collect payments without dealing with PCI compliance or setting up merchant accounts, etc... Additionally, services like Chargebee, Recurly, Chargify, etc. are said to make life easier when dealing with recurring billing.

        Stated below, I've tried to give you some context on what I want to achieve. I am very curious about your ideas and how you'd configure an optimal stack.

        Project context (very high level):

        • Loyalty program for local merchants (stores, restaurants,...).

        • Customers support their community and merchants by shopping local.

        • Merchants grant points to customers based on a customer's value spent in a store, restaurant, etc.

        • Customers can redeem their points at any participating merchant.

        Billing / Subscription scenarios to be considered:

        (affecting merchants only)

        One-time setup fee

        • What: Merchant pays a setup fee by signing up for the service

        • Where: Order placed on the website

        Monthly retainer fee

        • What: Merchant pays a monthly recurring retainer for the service.

        • Where: Order placed on the website

        Manually initiated payment

        • What: Merchant initiates a payment to top up his virtual points wallet. E.g. pays 100 USD to top up 100000 points which then can be used by the merchant for granting points to customers.

        • Why: Points issued to members need to be paid for by the merchant. We first considered billing the merchants post-ante, e.g. monthly based on the points they've granted to their customers in the last 30 days, but this seems too risky: If they can't / won't pay we'd still have to pay out points to the customers (technically to the merchants where the customers redeem their points). Thus, the pragmatic idea to reduce risk by having the merchants to pre-pay for their points by topping up their balance.

        • Where: Web application (with the merchant logged in)

        • Nice to have: Opt-in for automatically initiated top-ups if a merchant's balance falls below a certain amount.

        Invoicing

        • What: After every transaction (setup, retainer, top-up,...), we need to automatically issue and send (E-Mail) an invoice to the merchant.

        • Nice to have: Customer portal with all their invoices.

        Other potentially relevant parameters

        • Currency: Only Euro

        • Country: Only Germany (so far)

        • Tax: Only one tax rate

        • Payment for setup & retainer: Credit Card; ideally SEPA Direct Debit (but that still causes headache due to the SEPA regulatory and risk of chargebacks still after weeks), PayPal?

        • Payment for top-up: Same as above plus any other that makes sense (Klarna, Sofort, PayPal...)

        Again, thank you very much for sharing your ideas and thoughts! I'd highly appreciate any input :-)

        See more
        Ajit Parthan

        Running a subscription service with just direct calls to Stripe or similar payment gateways is possible but also needs dedicated person(s) for decent amount of development and maintenance.

        Plus features like updating card details, invoice history - all these can be built. Again, more dev work and resources.

        Use of subscription platform like Chargebee or Recurly is definitely a great help here.

        Chargebee offered a simple pay-as-you-go transparent pricing and almost trivial signup process.

        #Paymentgatewayintegration

        See more
        GoCardless logo

        GoCardless

        44
        58
        0
        The UK's #1 for online Direct Debit
        44
        58
        + 1
        0
        PROS OF GOCARDLESS
          Be the first to leave a pro
          CONS OF GOCARDLESS
            Be the first to leave a con

            related GoCardless posts

            Lucas Litton
            Founder & CEO at Macombey · | 4 upvotes · 132.8K views

            We use GoCardless to simplify the way clients and partners pay for our services. What intrigued us is the quick and easy ACH feature that gives our clients the option to log in with their bank account and shoot the funds directly to our account. The fee, compared to Stripe is less. Stripe and PayPal charge 2.9% + 30c and Stripe also forces the client to enter in all of their payment details manually and then if the payment doesn't work, the client has to try all over again. GoCardless charges 1% + 25c which is much more reasonable dealing with the large projects that we are currently working on.

            We integrate GoCardless with Xero to easily send out quick invoices, receive the funds and track all revenue in one place.

            See more