GoCardless vs Mollie

Overview

GoCardless

Stacks53

Followers73

Votes0

Mollie

Stacks62

Followers106

Votes0

GoCardless vs Mollie: What are the differences?

Integration Process: One key difference between GoCardless and Mollie is the integration process. GoCardless offers a more streamlined integration process, making it easier and faster for businesses to start accepting payments through their platform. Alternatively, Mollie's integration process may require more technical knowledge and effort, potentially making it more time-consuming for businesses to get up and running.
Supported Payment Methods: Another notable difference between GoCardless and Mollie is the range of supported payment methods. GoCardless specializes in bank debit payments (Direct Debit), allowing businesses to collect recurring payments from customers' bank accounts. On the other hand, Mollie provides a wider variety of payment methods, including credit cards, alternative payment methods like PayPal and Klarna, and even cryptocurrency. This broader range of payment options can be beneficial for businesses aiming to offer more flexibility to their customers.
International Coverage: GoCardless and Mollie also differ in terms of their international coverage. While both platforms support payments in multiple countries, GoCardless has a stronger global presence, with availability in more than 30 countries across Europe, North America, and Australasia. Mollie, in comparison, primarily focuses on European markets and supports payments in 36 European countries. Therefore, for businesses with a wider international customer base, GoCardless may provide a more extensive reach.
Pricing Structure: When it comes to pricing, GoCardless and Mollie have different fee structures. GoCardless operates on a transaction-based pricing model, where businesses pay a fixed fee per transaction processed through their platform. Mollie, however, has a more complex pricing system, incorporating various factors such as transaction volume, payment methods used, and the country where the payment originates. This distinction in pricing structures means businesses should carefully consider their payment processing needs and expected usage to determine which platform offers a more cost-effective solution for their specific circumstances.
Supported Currencies: Another significant difference between GoCardless and Mollie lies in the range of supported currencies. GoCardless supports payments in a limited number of currencies, mainly focusing on major currencies like USD, EUR, GBP, and CAD. In contrast, Mollie has a broader currency offering, enabling businesses to accept payments in over 100 currencies. This currency versatility can be advantageous for businesses with a diverse customer base and international operations.
Additional Features and Services: Finally, GoCardless and Mollie also differ in terms of additional features and services they offer. GoCardless provides advanced features like subscription management, recurring payments, and intelligent retries, which can be particularly useful for businesses with subscription-based models. Mollie, on the other hand, offers additional services beyond payment processing, including invoice management, digital invoicing, and comprehensive reporting tools. This broader range of supplementary services can cater to the diverse needs of businesses, providing them with more comprehensive solutions.

In Summary, GoCardless offers a streamlined integration process, specializes in bank debit payments, has wider international coverage, operates on a transaction-based pricing model, supports a limited range of currencies, and provides advanced subscription management features. In contrast, Mollie offers a more extensive range of payment methods, primarily focuses on European markets, has a complex pricing structure, supports over 100 currencies, and offers additional services beyond payment processing.

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Advice on GoCardless, Mollie

Taylor

May 23, 2020

Decided

With COVID-19 looming over us, businesses are, more than ever, looking for ways to set up online payments.

And having recently gone through implementing both Stripe and GoCardless to get monthly subscriptions set up and automated on my company website, I felt there was no better time to write this blog post!

If you're currently looking at working with a Payment Gateway provider API, or you're currently working with one but are not a fan, are looking to automate things a bit more, or are just generally thinking about changing, then you should have a read of my latest blog post where I compare Stripe and GoCardless.

I compare APIs in depth, specifically the subscription checkout flow that both offer (they're very similar, with some BIG differences).

There are plenty of code examples on how to set it up in a Node.js environment and right at the end, I rate each API based on the following factors:

API ease of use
API documentation
Payment pages
Costs / fees
Security
Developer appeal
Customer experience
Free Trial

So feel free to check it out, and I hope you like it. Please leave any feedback as it is very helpful. Thanks!

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Comments

Detailed Comparison

GoCardless	Mollie
GoCardless makes it super simple for businesses to take regular payments online direct from their customers' bank accounts, perfect for invoicing and recurring subscriptions.	Helps businesses of all sizes to sell and build more efficiently with a solid but easy-to-use payment solution.
Low pricing for everyone; Simple dashboard for managing payments; Developer friendly; Instant setup; Recurring payments	Localized payments; Multicurrency; Fraud monitoring; One-click payments; Recurring payments; Dynamic 3D secure; PCI-DSS level 1 certified; Mobile friendly
Statistics
Stacks 53	Stacks 62
Followers 73	Followers 106
Votes 0	Votes 0
Integrations
No integrations available	1&1 PrestaShop Magento Shopify WooCommerce

What are some alternatives to GoCardless, Mollie?

Stripe

Stripe makes it easy for developers to accept credit cards on the web.

PayPal

PayPal is an online payments and money transfer service that allows you to send money via email, phone, text message or Skype. They offer products to both individuals and businesses alike, including online vendors, auction sites and corporate users. PayPal connects effortlessly to bank accounts and credit cards. PayPal Mobile is one of PayPal’s newest products. It allows you to send payments by text message or by using PayPal’s mobile browser.

Braintree

Braintree replaces traditional payment gateways and merchant accounts. From one touch payments, to mobile SDKs and international sales, we provide everything you need to start accepting payments today.

Recurly

Recurly is the leading pay-as-you-go recurring billing service because setup is easy, integrations are quick, and our service grows with the needs of your business.

Adyen

A payments technology company that provides a single global platform to accept payments anywhere in the world. Businesses can process payments across online, mobile and in-store (POS) with over 250 payment methods and 187 currencies.

Payoneer

It is a financial services company that provides online money transfer and digital payment services and working capital solutions

TransferWise

It bypasses pricey international payments entirely by using two local transfers instead of one international transaction. If you want to convert your pounds to euros, you send the money in pounds to its UK-based account.

Amazon FPS

With Amazon Flexible Payments Service developers can accept payments on their website for selling goods or services, raise donations, execute recurring payments, and send payments. Amazon customers can pay using the same login credentials, shipping address and payment information they already have on file with Amazon. Amazon FPS supports the processing of payments using credit cards, bank accounts and Amazon Payments account balances to send or receive money.

Zuora

Zuora gives you the enterprise-class, cloud-based tools you need to launch and scale any subscription service, quickly and affordably. Design your pricing and packaging, start taking quotes and placing orders, automate your billing and payments, and keep tabs on your financials.

Razorpay

Razorpay is the only payments solution in India that allows businesses to accept, process and disburse payments with its product suite. It gives you access to all payment modes including credit card, debit card, netbanking, UPI and more.

Related Comparisons

GoCardless vs Mollie: What are the differences?

Integration Process: One key difference between GoCardless and Mollie is the integration process. GoCardless offers a more streamlined integration process, making it easier and faster for businesses to start accepting payments through their platform. Alternatively, Mollie's integration process may require more technical knowledge and effort, potentially making it more time-consuming for businesses to get up and running.
Supported Payment Methods: Another notable difference between GoCardless and Mollie is the range of supported payment methods. GoCardless specializes in bank debit payments (Direct Debit), allowing businesses to collect recurring payments from customers' bank accounts. On the other hand, Mollie provides a wider variety of payment methods, including credit cards, alternative payment methods like PayPal and Klarna, and even cryptocurrency. This broader range of payment options can be beneficial for businesses aiming to offer more flexibility to their customers.
International Coverage: GoCardless and Mollie also differ in terms of their international coverage. While both platforms support payments in multiple countries, GoCardless has a stronger global presence, with availability in more than 30 countries across Europe, North America, and Australasia. Mollie, in comparison, primarily focuses on European markets and supports payments in 36 European countries. Therefore, for businesses with a wider international customer base, GoCardless may provide a more extensive reach.
Pricing Structure: When it comes to pricing, GoCardless and Mollie have different fee structures. GoCardless operates on a transaction-based pricing model, where businesses pay a fixed fee per transaction processed through their platform. Mollie, however, has a more complex pricing system, incorporating various factors such as transaction volume, payment methods used, and the country where the payment originates. This distinction in pricing structures means businesses should carefully consider their payment processing needs and expected usage to determine which platform offers a more cost-effective solution for their specific circumstances.
Supported Currencies: Another significant difference between GoCardless and Mollie lies in the range of supported currencies. GoCardless supports payments in a limited number of currencies, mainly focusing on major currencies like USD, EUR, GBP, and CAD. In contrast, Mollie has a broader currency offering, enabling businesses to accept payments in over 100 currencies. This currency versatility can be advantageous for businesses with a diverse customer base and international operations.
Additional Features and Services: Finally, GoCardless and Mollie also differ in terms of additional features and services they offer. GoCardless provides advanced features like subscription management, recurring payments, and intelligent retries, which can be particularly useful for businesses with subscription-based models. Mollie, on the other hand, offers additional services beyond payment processing, including invoice management, digital invoicing, and comprehensive reporting tools. This broader range of supplementary services can cater to the diverse needs of businesses, providing them with more comprehensive solutions.

GoCardless vs Mollie

Overview