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H.F. Kane

Managing Member at FCC Merchant Services
Managing Member at FCC Merchant Services·

Question for you: Where will you be running the transactions through? Will they be done in each country separately or done domestically? The reason I ask, Payfacs (i.e.: stripe, braintree, square, etc) charge two extra transactions if the processing is done domestically. The first being on an international card 1% and the second being in a currency other than your home country's currency 1%.

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3 upvotes·4 comments·24.3K views
armful
armful
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July 9th 2022 at 3:08PM

Great question! We'll be handling most payments through the US. We don't necessarily mind the extra fees of having it done domestically. I appreciate the insight!

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H.F. Kane
H.F. Kane
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July 11th 2022 at 2:49AM

Thanks for the quick response. While Stripe is the big name out there, they also charge 2.9%+$0.30 per transaction for US only cards, by adding in the international transactions, that can go as high as 4.9%+$0.75 per transaction (or more if you're considered high risk). I know braintree just reduced their transaction rates to 2.49%+$0.25, or if you're open to it, I work with Shift4 and I've been doing 2.35%+$0.00 with my clients.

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armful
armful
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July 11th 2022 at 8:58PM

No worries, Kane! This is all really valuable information, I will definitely bring this up with the team! Thanks again!

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H.F. Kane
H.F. Kane
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July 12th 2022 at 1:55AM

Absolutely, please feel free to ask any questions at any point.

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