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  5. GoCardless vs TrapFi

GoCardless vs TrapFi

OverviewDecisionsComparisonAlternatives

Overview

GoCardless
GoCardless
Stacks53
Followers73
Votes0
TrapFi
TrapFi
Stacks0
Followers3
Votes0

GoCardless vs TrapFi: What are the differences?

# Introduction

Key differences between GoCardless and TrapFi are highlighted below:

1. **Payment Processing Methods**: GoCardless specializes in bank debit payments, allowing merchants to collect recurring payments directly from customers' bank accounts, while TrapFi focuses on decentralized finance (DeFi) solutions leveraging blockchain technology for peer-to-peer transactions.
2. **Integration Flexibility**: GoCardless offers seamless integrations with various accounting and billing platforms, making it easier for businesses to manage their payment processes, whereas TrapFi provides APIs for developers to create customized DeFi applications and services.
3. **Fee Structure**: GoCardless utilizes a fixed percentage fee per transaction, making it ideal for businesses dealing with high transaction volumes, whereas TrapFi offers low to no fees for transactions on their DeFi platform, providing cost-effective solutions for users.
4. **Regulatory Compliance**: GoCardless complies with strict payment regulations and oversight, ensuring secure and reliable transactions for businesses and customers, while TrapFi operates in the decentralized space with less regulatory oversight, providing more autonomy to users in managing their assets.
5. **Customer Support**: GoCardless offers dedicated customer support channels for resolving payment issues and inquiries promptly, providing a more traditional support approach, whereas TrapFi relies on community forums and resources for user assistance, fostering a self-help ecosystem.
6. **Risk Management**: GoCardless employs risk management measures to prevent fraudulent activities and ensure payment security, offering a safe environment for transactions, whereas TrapFi relies on blockchain technology and smart contracts for transparent and trustless transactions, reducing the risk of fraud on their decentralized platform.

In Summary, GoCardless focuses on traditional bank debit payments with integrated solutions for businesses, while TrapFi leverages blockchain technology to provide decentralized finance solutions with low fees and user autonomy.

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Advice on GoCardless, TrapFi

Taylor
Taylor

May 23, 2020

Decided

With COVID-19 looming over us, businesses are, more than ever, looking for ways to set up online payments.

And having recently gone through implementing both Stripe and GoCardless to get monthly subscriptions set up and automated on my company website, I felt there was no better time to write this blog post!

If you're currently looking at working with a Payment Gateway provider API, or you're currently working with one but are not a fan, are looking to automate things a bit more, or are just generally thinking about changing, then you should have a read of my latest blog post where I compare Stripe and GoCardless.

I compare APIs in depth, specifically the subscription checkout flow that both offer (they're very similar, with some BIG differences).

There are plenty of code examples on how to set it up in a Node.js environment and right at the end, I rate each API based on the following factors:

  • API ease of use
  • API documentation
  • Payment pages
  • Costs / fees
  • Security
  • Developer appeal
  • Customer experience
  • Free Trial

So feel free to check it out, and I hope you like it. Please leave any feedback as it is very helpful. Thanks!

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Comments

Detailed Comparison

GoCardless
GoCardless
TrapFi
TrapFi

GoCardless makes it super simple for businesses to take regular payments online direct from their customers' bank accounts, perfect for invoicing and recurring subscriptions.

Complete freelance work and get paid instantly.

Low pricing for everyone; Simple dashboard for managing payments; Developer friendly; Instant setup; Recurring payments
Instant Payouts; Automated Invoicing; Automated Tax Documentation; Support Network;
Statistics
Stacks
53
Stacks
0
Followers
73
Followers
3
Votes
0
Votes
0
Integrations
No integrations available
GitHub
GitHub
Trello
Trello
Slack
Slack
GitLab
GitLab
Jira
Jira
Bitbucket
Bitbucket

What are some alternatives to GoCardless, TrapFi?

Stripe

Stripe

Stripe makes it easy for developers to accept credit cards on the web.

PayPal

PayPal

PayPal is an online payments and money transfer service that allows you to send money via email, phone, text message or Skype. They offer products to both individuals and businesses alike, including online vendors, auction sites and corporate users. PayPal connects effortlessly to bank accounts and credit cards. PayPal Mobile is one of PayPal’s newest products. It allows you to send payments by text message or by using PayPal’s mobile browser.

Braintree

Braintree

Braintree replaces traditional payment gateways and merchant accounts. From one touch payments, to mobile SDKs and international sales, we provide everything you need to start accepting payments today.

Recurly

Recurly

Recurly is the leading pay-as-you-go recurring billing service because setup is easy, integrations are quick, and our service grows with the needs of your business.

Adyen

Adyen

A payments technology company that provides a single global platform to accept payments anywhere in the world. Businesses can process payments across online, mobile and in-store (POS) with over 250 payment methods and 187 currencies.

Payoneer

Payoneer

It is a financial services company that provides online money transfer and digital payment services and working capital solutions

TransferWise

TransferWise

It bypasses pricey international payments entirely by using two local transfers instead of one international transaction. If you want to convert your pounds to euros, you send the money in pounds to its UK-based account.

Amazon FPS

Amazon FPS

With Amazon Flexible Payments Service developers can accept payments on their website for selling goods or services, raise donations, execute recurring payments, and send payments. Amazon customers can pay using the same login credentials, shipping address and payment information they already have on file with Amazon. Amazon FPS supports the processing of payments using credit cards, bank accounts and Amazon Payments account balances to send or receive money.

Zuora

Zuora

Zuora gives you the enterprise-class, cloud-based tools you need to launch and scale any subscription service, quickly and affordably. Design your pricing and packaging, start taking quotes and placing orders, automate your billing and payments, and keep tabs on your financials.

Razorpay

Razorpay

Razorpay is the only payments solution in India that allows businesses to accept, process and disburse payments with its product suite. It gives you access to all payment modes including credit card, debit card, netbanking, UPI and more.

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