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GoCardless vs Zuora: What are the differences?

# Key Differences between GoCardless and Zuora

<Write Introduction here>

1. **Payment Method Options**: GoCardless primarily focuses on direct debit payments, while Zuora supports various payment methods, including credit cards, ACH, and PayPal.
2. **Usage**: GoCardless is suited for businesses looking to automate recurring payments, whereas Zuora offers a comprehensive billing and subscription management platform for various industries.
3. **International Reach**: GoCardless is popular in Europe and the UK, whereas Zuora has a more global presence, serving customers worldwide.
4. **Integration Capabilities**: GoCardless integrates seamlessly with popular accounting software like Xero and QuickBooks, while Zuora offers extensive integrations with CRM systems like Salesforce.
5. **Fee Structure**: GoCardless typically has lower transaction fees when compared to Zuora, making it more cost-effective for businesses processing high volumes of transactions.
6. **Analytics and Reporting**: Zuora provides advanced analytics and reporting tools to track customer activity and financial metrics, while GoCardless offers basic reporting features.

In Summary, GoCardless and Zuora cater to different needs in the payments and subscription management space, with GoCardless excelling in direct debit payments and automation, and Zuora providing a robust platform for billing, subscription management, and analytics across various industries.
Decisions about GoCardless and Zuora
Lucas Litton
Founder & CEO at Macombey · | 4 upvotes · 295.8K views

We use GoCardless to simplify the way clients and partners pay for our services. What intrigued us is the quick and easy ACH feature that gives our clients the option to log in with their bank account and shoot the funds directly to our account. The fee, compared to Stripe is less. Stripe and PayPal charge 2.9% + 30c and Stripe also forces the client to enter in all of their payment details manually and then if the payment doesn't work, the client has to try all over again. GoCardless charges 1% + 25c which is much more reasonable dealing with the large projects that we are currently working on.

We integrate GoCardless with Xero to easily send out quick invoices, receive the funds and track all revenue in one place.

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With COVID-19 looming over us, businesses are, more than ever, looking for ways to set up online payments.

And having recently gone through implementing both Stripe and GoCardless to get monthly subscriptions set up and automated on my company website, I felt there was no better time to write this blog post!

If you're currently looking at working with a Payment Gateway provider API, or you're currently working with one but are not a fan, are looking to automate things a bit more, or are just generally thinking about changing, then you should have a read of my latest blog post where I compare Stripe and GoCardless.

I compare APIs in depth, specifically the subscription checkout flow that both offer (they're very similar, with some BIG differences).

There are plenty of code examples on how to set it up in a Node.js environment and right at the end, I rate each API based on the following factors:

  • API ease of use
  • API documentation
  • Payment pages
  • Costs / fees
  • Security
  • Developer appeal
  • Customer experience
  • Free Trial

So feel free to check it out, and I hope you like it. Please leave any feedback as it is very helpful. Thanks!

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Pros of GoCardless
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      Well documented API
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      Recurring billing
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      Extensive Documentation

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      What is GoCardless?

      GoCardless makes it super simple for businesses to take regular payments online direct from their customers' bank accounts, perfect for invoicing and recurring subscriptions.

      What is Zuora?

      Zuora gives you the enterprise-class, cloud-based tools you need to launch and scale any subscription service, quickly and affordably. Design your pricing and packaging, start taking quotes and placing orders, automate your billing and payments, and keep tabs on your financials.

      Need advice about which tool to choose?Ask the StackShare community!

      What companies use GoCardless?
      What companies use Zuora?
      Manage your open source components, licenses, and vulnerabilities
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      Sign up to get full access to all the companiesMake informed product decisions

      What tools integrate with GoCardless?
      What tools integrate with Zuora?
      What are some alternatives to GoCardless and Zuora?
      Stripe
      Stripe makes it easy for developers to accept credit cards on the web.
      SlimPay
      It enables merchants to facilitate acquisition, increase the consumer lifetime value and maximize revenue through card and direct debit payments.
      PayPal
      PayPal is an online payments and money transfer service that allows you to send money via email, phone, text message or Skype. They offer products to both individuals and businesses alike, including online vendors, auction sites and corporate users. PayPal connects effortlessly to bank accounts and credit cards. PayPal Mobile is one of PayPal’s newest products. It allows you to send payments by text message or by using PayPal’s mobile browser.
      Adyen
      A payments technology company that provides a single global platform to accept payments anywhere in the world. Businesses can process payments across online, mobile and in-store (POS) with over 250 payment methods and 187 currencies.
      Braintree
      Braintree replaces traditional payment gateways and merchant accounts. From one touch payments, to mobile SDKs and international sales, we provide everything you need to start accepting payments today.
      See all alternatives