Stripe vs Ripple: What are the differences?
Developers describe Stripe as "Payments for developers". Stripe makes it easy for developers to accept credit cards on the web. On the other hand, Ripple is detailed as "A real-time gross settlement system, currency exchange and remittance network". It is an open source protocol which is designed to allow fast and cheap transactions.
Stripe and Ripple belong to "Payment Services" category of the tech stack.
Some of the features offered by Stripe are:
- Full-stack payments- You don’t need a merchant account or gateway. Stripe handles everything, including storing cards, subscriptions, and direct payouts to your bank account. Stripe.js lets you build your own payment forms while still avoiding PCI requirements.
- An API that gets out of your way- It’s so easy, we’ve embedded a bunch of examples right here. Copy some of these requests into your terminal and check out what happens. With wrappers in Ruby, PHP, Python and more, you can get started in minutes.
- Pricing like it should be- 2.9% + 30 cents per successful charge. No setup fees, no monthly fees, no card storage fees, no hidden costs: you only get charged when you earn money.
On the other hand, Ripple provides the following key features:
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