
PayJinn is a novel fintech provider offering multi bank software solutions throughout Europe. Our dependable cloud platform let our customers initiate payments, analyze account information data, automate their accounting and cash flow. Building financial software solutions on top of traditional banking systems is overly complex and requires huge amount of technical and business wise know how. Our team’s technical expertise and easy to integrate solutions let our customers concentrate on their true business rather than getting lost in the pillars of banking world. We bring together nearly 3000 financial sources from Germany with over 55 million users in a FinTech API and offer an online payment initiation services platform (PISP) and account information services (AISP) according to PSD2. Our FinTech API allows you to trigger money transfer, direct debits or fetch your account data in a multi bank manner. This means PayJinn allows one to control all clearing processes from triggering a payment, invoicing to an order, to matching the payment receipts on your home bank, as well as posting open receivables into financial accounting solutions. DirectPay, our in house payment initiation service enable businesses to offer bank to bank money transfer capabilities from their web portals resulting in a more affordable and easy to track cash flow in B2B scenarios. It is also possible to control and manage other external payment methods such as credit cards, instant transfer, PayPal, Sofort, Klarna, etc using the PayJinn’s multi vendor payment gateway called PayEngine.