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Decisions about BitPay and PayPal
Lucas Litton
Founder & CEO at Macombey · | 4 upvotes · 184.8K views

We use GoCardless to simplify the way clients and partners pay for our services. What intrigued us is the quick and easy ACH feature that gives our clients the option to log in with their bank account and shoot the funds directly to our account. The fee, compared to Stripe is less. Stripe and PayPal charge 2.9% + 30c and Stripe also forces the client to enter in all of their payment details manually and then if the payment doesn't work, the client has to try all over again. GoCardless charges 1% + 25c which is much more reasonable dealing with the large projects that we are currently working on.

We integrate GoCardless with Xero to easily send out quick invoices, receive the funds and track all revenue in one place.

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Pros of BitPay
Pros of PayPal
    Be the first to leave a pro
    • 195
      Most known service
    • 135
      Consumers know it
    • 113
      It's available for many countries
    • 70
    • 54
      Best way to get paid outside US
    • 35
      Most widely used payment processor
    • 25
      Express Checkout
    • 16
      Consumers trust it
    • 15
      Flexible and secure
    • 6
      Digital Goods for Express Checkout

    Sign up to add or upvote prosMake informed product decisions

    Cons of BitPay
    Cons of PayPal
      Be the first to leave a con
      • 1
        Not well written recurring payment api
      • 1
        Less countries supported
      • 1
        Harder to get started with

      Sign up to add or upvote consMake informed product decisions

      What is BitPay?

      Once received, BitPay converts the bitcoin to your preferred currency and adds the full amount of the payment – without fees – to your next BitPay account settlement. Funds are then deposited to your bank account or bitcoin address.

      What is PayPal?

      PayPal is an online payments and money transfer service that allows you to send money via email, phone, text message or Skype. They offer products to both individuals and businesses alike, including online vendors, auction sites and corporate users. PayPal connects effortlessly to bank accounts and credit cards. PayPal Mobile is one of PayPal’s newest products. It allows you to send payments by text message or by using PayPal’s mobile browser.

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      What companies use BitPay?
      What companies use PayPal?
      See which teams inside your own company are using BitPay or PayPal.
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      What tools integrate with BitPay?
      What tools integrate with PayPal?

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      Blog Posts

      What are some alternatives to BitPay and PayPal?
      Coinbase provides a simple and powerful REST API to integrate bitcoin payments into your business or application. We allow all major operations in bitcoin through one API.
      It is one of the most popular cryptocurrency payment processing service amongst business owners around the world. Payment gateway providing buy now buttons, shopping carts, and more to accept Bitcoin, Litecoin, and other cryptocurrencies/altcoins on your website/online store.
      It is a bitcoin block explorer service, as well as a cryptocurrency wallet supporting bitcoin, Bitcoin Cash, and Ethereum.
      Skry is the leading Blockchain analytics and intelligence startup based out of Silicon Valley. We provide an data platform that enables enterprises to derive real-time business intelligence and risk assessment from Blockchains.
      See all alternatives