GoCardless vs PayPal: What are the differences?
GoCardless: The UK's #1 for online Direct Debit. GoCardless makes it super simple for businesses to take regular payments online direct from their customers' bank accounts, perfect for invoicing and recurring subscriptions; PayPal: Send Money, Pay Online or Set Up a Merchant Account. PayPal is an online payments and money transfer service that allows you to send money via email, phone, text message or Skype. They offer products to both individuals and businesses alike, including online vendors, auction sites and corporate users. PayPal connects effortlessly to bank accounts and credit cards PayPal Mobile is one of PayPal’s newest products. It allows you to send payments by text message or by using PayPal’s mobile browser..
GoCardless and PayPal can be primarily classified as "Payment Services" tools.
Some of the features offered by GoCardless are:
- Low pricing for everyone
- Simple dashboard for managing payments
- Developer friendly
On the other hand, PayPal provides the following key features:
- 2.9% + $0.30 or less- With our flat, transparent pricing, you’ll never be surprised by hidden or variable fees. We also offer discounted rates when you sell a lot, or when you use our card reader.
- Keeping every seller secure- If you’re sent an unauthorized payment, or a buyer claims they never received an item, our Seller Protection covers you for the full amount of the eligible payment.
- Easy for them, easy for you- With just a few clicks, you can get paid by debit card, credit card, or a PayPal transfer. All someone needs to start buying from you is your e-mail address or mobile number.
What is GoCardless?
What is PayPal?
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To accept payments on updown.io, we first added support for Stripe which is by far the most popular payment gateway for startups and for a good reason. Their service is of awesome quality: the UI is gorgeous, the integration is easy, the documentation is great, the API is super stable and well thought. I can't recommend it enough.
We then added support for PayPal which is pretty popular for people who have money on it and don't know where to spend it (it can make it feel like you're spending less when it comes from PayPal wallet), or for people who prefer not to enter a credit card on a new website. This was pretty well received and we're currently receiving about 25% of our purchases from PayPal. The documentation and integration is much more painful than with Stripe IMO, I can't recommend them for that, but not having it is basically dodging potential sales.
Finally we more recently added support of BitPay for #Bitcoin and BitcoinCash payments, which was a pretty easy process but not worth the time in the end due to the low usage and the always changing conditions of the network: the transaction fees got huge after price raise and bitcoin because unusable for small payments, they then introduced support for BCH and a newer Bitcoin protocol for lower fees, but then you need a special wallet to pay and in the end it's too cumbersome, even for bitcoin users, to pay with it. I think unless you expect a bit number of payments using cryptocurrencies it's not worth implementing this solution, and better to accept them manually.
Google Analytics is a great tool to analyze your traffic. To debug our software and ask questions, we love to use Postman and Stack Overflow. Google Drive helps our team to share documents. We're able to build our great products through the APIs by Google Maps, CloudFlare, Stripe, PayPal, Twilio, Let's Encrypt, and TensorFlow.
Paypal comes with tons of old APIs, and new ones that are incomplete. There are bugs in the documentation, bug with their implementation. And their support department is completely clueless.
Frankly it is only good if you use its light mode: a direct payment with no recurring fees. So forget about it if you want to put in place things like Subscription mode, their are better players out there to do that.
PayPal is used as one of our payment-gateways included in our shop-solution. We only use PayPal for direct debits/charges from bank-accounts as we got Stripe for credit-card transactions.
Recognized by millions of customers as the most secure and reliable platform, we giving options to the customer on how they will subscribe.
Donations are processed through PayPal, mostly. So it's a pretty indespensable tool, as it's our main source of income.
We are using Braintree that is PayPal company for our payments on our website. No more redirects to PayPal :-)