Stripe is very well known for its developer experience and great documentation. We considered Recurly and other tools because of the easy tax-automations and subscription handling.

But lately Stripe introduces its own tax-handling feature, and it was just a perfect match for our usecase. Also we are migrating some of our billing to a Pay-per-Use system, wich Stripe supports very well.

We use GoCardless to simplify the way clients and partners pay for our services. What intrigued us is the quick and easy ACH feature that gives our clients the option to log in with their bank account and shoot the funds directly to our account. The fee, compared to Stripe is less. Stripe and PayPal charge 2.9% + 30c and Stripe also forces the client to enter in all of their payment details manually and then if the payment doesn't work, the client has to try all over again. GoCardless charges 1% + 25c which is much more reasonable dealing with the large projects that we are currently working on.

We integrate GoCardless with Xero to easily send out quick invoices, receive the funds and track all revenue in one place.

With COVID-19 looming over us, businesses are, more than ever, looking for ways to set up online payments.

And having recently gone through implementing both Stripe and GoCardless to get monthly subscriptions set up and automated on my company website, I felt there was no better time to write this blog post!

If you're currently looking at working with a Payment Gateway provider API, or you're currently working with one but are not a fan, are looking to automate things a bit more, or are just generally thinking about changing, then you should have a read of my latest blog post where I compare Stripe and GoCardless.

I compare APIs in depth, specifically the subscription checkout flow that both offer (they're very similar, with some BIG differences).

There are plenty of code examples on how to set it up in a Node.js environment and right at the end, I rate each API based on the following factors:

• API ease of use
• API documentation
• Payment pages
• Costs / fees
• Security
• Developer appeal
• Customer experience
• Free Trial

So feel free to check it out, and I hope you like it. Please leave any feedback as it is very helpful. Thanks!