Hi Community! Trust everyone is keeping safe. I am exploring the idea of building a #Neobank (App) with end-to-end banking capabilities. In the process of exploring this space, I have come across multiple Apps (N26, Revolut, Monese, etc) and explored their stacks in detail. The confusion remains to be the Backend Tech to be used?
What would you go with considering all of the languages such as Node.js Java Rails Python are suggested by some person or the other. As a general trend, I have noticed the usage of Node with React on the front or Node with a combination of Kotlin and Swift. Please suggest what would be the right approach!
The reason why companies are switching to nodeJS is because it unifies all development under a single language.
If you are a one man team you can start developing anywhere on the stack without the overhead of switching languages at each layer. If you have a large team, your DBAs, your core service team, your application team can all read each others code.
You can build a serverless backend using nodeJS and cloud services( AWS, Azure, etc.) that is extremely scalable. A front end framework (ReactJS(Web/mobile), ReactNativeJS(mobile optimized) all in Javascript. If you need to optimize performance for mobile further you can contract an iOS Developer to build in Swift or an Android developer to build it Kotlin and give them keys to use your nodeJS apis.
Woah! This does make a lot of sense in addition to the above comments. Thanks a lot for the help.
Use the language which works well for the developers you have or have available. If you're starting, building a first iteration is far more important than worrying about what language might be best to solve a problem you may never have.
When hiring, look for developers, not "node developers" or "java developers" having people who recognise and are willing to adapt means you can have the flexibility you will need to solve as-yet unforeseen issues. Hire people who are wed to a specific language and you will be bound to that language, regardless of whether it's most appropriate or not.
Hey! Thanks for the response. I do agree with this line of thought, currently I do have an established team of Folks who are pretty good at NodeJS and related stacks (MEAN, MERN, Meteor etc.) along with expertise in Flutter, Native Apps along with AWS as well. I think this would constitute the core App and then integrations all across can take place. Would you have any reading material on the Serverless front in relation to Neobanks / Digital Banking platforms? Thank you.
