1. User Interface: Expensify and Ramp have different user interfaces. Expensify has a more traditional and feature-rich interface, with various options and settings available for expense tracking and management. On the other hand, Ramp has a simpler and more streamlined user interface, focusing on essential features and ease of use.

2. Integration with Financial Systems: Expensify offers robust integration with various financial systems, such as QuickBooks, Xero, and NetSuite. This allows for seamless syncing of expense data with these systems, automating the reimbursement process. In contrast, Ramp takes a different approach by not integrating with third-party financial systems, rather providing built-in expense management features.

3. Virtual Card Functionality: Ramp provides virtual cards to its users, allowing for secure online transactions. These virtual cards can be easily created, managed, and assigned to specific employees. Expensify, on the other hand, does not offer virtual card functionality, focusing more on expense tracking and reporting.

4. Expense Policy Enforcement: Expensify provides advanced features for enforcing expense policies within an organization. It offers customizable expense rules and workflows to ensure that employees adhere to company policies when submitting expenses. Ramp, while also offering expense policy enforcement, provides a more simplified approach compared to Expensify.

5. Real-time Expense Tracking: Ramp provides real-time expense tracking, allowing users to instantly see and categorize expenses as they occur. Expensify also offers real-time tracking but provides additional features such as automatic receipt scanning and mileage tracking, enhancing the overall expense tracking experience.

6. Pricing Structure: Expensify offers a pricing structure based on the number of users, with different tiers and options available. Ramp, on the other hand, offers a fixed monthly fee per user, which includes all of its features and functionality. This pricing model provides a more straightforward and predictable cost for organizations using Ramp.

In Summary, Expensify provides a traditional and feature-rich expense tracking interface with advanced integration options, while Ramp offers a simpler user interface, virtual card functionality, and real-time expense tracking at a fixed monthly fee per user.