Braintree vs Stripe

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Braintree vs Stripe: What are the differences?

Developers describe Braintree as "Accept payments in your app or website today". Braintree replaces traditional payment gateways and merchant accounts. From one touch payments, to mobile SDKs and international sales, we provide everything you need to start accepting payments today. On the other hand, Stripe is detailed as "Payments for developers". Stripe makes it easy for developers to accept credit cards on the web.

Braintree and Stripe can be categorized as "Payment Services" tools.

Some of the features offered by Braintree are:

  • Simple pricing with no minimums- Pay only for what you use, with no minimum monthly volume, at the simple US pricing rate of 2.9% + $.30 per transaction.
  • An API developers love- Integrate your app with our API over a cup of coffee.
  • We support your business model- Subscriptions or one-off, mobile or web, local or global, our platform adapts.

On the other hand, Stripe provides the following key features:

  • Full-stack payments- You don’t need a merchant account or gateway. Stripe handles everything, including storing cards, subscriptions, and direct payouts to your bank account. Stripe.js lets you build your own payment forms while still avoiding PCI requirements.
  • An API that gets out of your way- It’s so easy, we’ve embedded a bunch of examples right here. Copy some of these requests into your terminal and check out what happens. With wrappers in Ruby, PHP, Python and more, you can get started in minutes.
  • Pricing like it should be- 2.9% + 30 cents per successful charge. No setup fees, no monthly fees, no card storage fees, no hidden costs: you only get charged when you earn money.

"Well-designed api" is the top reason why over 22 developers like Braintree, while over 293 developers mention "Easy setup" as the leading cause for choosing Stripe.

According to the StackShare community, Stripe has a broader approval, being mentioned in 1622 company stacks & 520 developers stacks; compared to Braintree, which is listed in 162 company stacks and 33 developer stacks.

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What is Braintree?

Braintree replaces traditional payment gateways and merchant accounts. From one touch payments, to mobile SDKs and international sales, we provide everything you need to start accepting payments today.

What is Stripe?

Stripe makes it easy for developers to accept credit cards on the web.
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What are some alternatives to Braintree and Stripe?
PayPal is an online payments and money transfer service that allows you to send money via email, phone, text message or Skype. They offer products to both individuals and businesses alike, including online vendors, auction sites and corporate users. PayPal connects effortlessly to bank accounts and credit cards. PayPal Mobile is one of PayPal’s newest products. It allows you to send payments by text message or by using PayPal’s mobile browser.
A payments technology company that provides a single global platform to accept payments anywhere in the world. Businesses can process payments across online, mobile and in-store (POS) with over 250 payment methods and 187 currencies.
It is an e-commerce credit card payment system management company. Customers process online payments, streamline online fraud management, and simplify payment security.
Recurly is the leading pay-as-you-go recurring billing service because setup is easy, integrations are quick, and our service grows with the needs of your business.
Zuora gives you the enterprise-class, cloud-based tools you need to launch and scale any subscription service, quickly and affordably. Design your pricing and packaging, start taking quotes and placing orders, automate your billing and payments, and keep tabs on your financials.
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Decisions about Braintree and Stripe
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Reviews of Braintree and Stripe
Review ofStripeStripe

Stripe has been developed for web users not by banks just moving bank apps to web. Their APIs are easy to use and understandable and they have support for lots of languages.

They are also incredibly flexible and it's possible to do things with Stripe that other providers don't allow (for example implementing annual billing it's difficult to get authorisation as a start-up - even if it's only $20 a month, that's $240 annually which means there's a year to charge-back - so implement it as a one off payment, which does mean doing annual billing yourself, but there's a year to get it right).

They also have fantastic start-up deals (if you know the right accelerator or other provider) easy to get transaction fees waived.

They also have engineers at hand to help you with any issues, who actually know the product.

Review ofStripeStripe

I love Stripe. They were super, super easy to set up — it was less than 5 minutes and I could already put test payments through my app! They take a huge chunk off of small transactions (if you're only charging $3, you only get $2.61), so they kind of make you raise prices on small fees. However, I love not having to worry about security or managing anything, just getting paid!

Review ofBraintreeBraintree

I had the opportunity to integrate Braintree as a new gateway on a project I worked on last year (RoR project), the change from PayPal to Braintree was smooth and now it's really easy to maintain. The documentation for the API was super easy to follow. Really enjoyed using Braintree.

How developers use Braintree and Stripe
Avatar of Volkan Özçelik
Volkan Özçelik uses StripeStripe

Integrating Stripe to your app is dead simple.

It removes all the hassle of integrating with a payment gateway.

Its API is developer-friendly and intuitive, reliable, and works all the time.

It’s my payment gateway of choice.

Avatar of Pēteris Caune
Pēteris Caune uses BraintreeBraintree

Braintree handles recurring credit card and Paypal payments for We liked the extensive developer documentation, the language-specific libraries and the friendly, timely communication from Braintree.

Avatar of Scrayos UG (haftungsbeschränkt)
Scrayos UG (haftungsbeschränkt) uses StripeStripe

Stripe is used as one of our payment-gateways included in our shop-solution. We only use the credit-card features of it and don't accept any bitcoins (yet).

Avatar of Refractal
Refractal uses StripeStripe

Payments? Stripe. There's pretty much no other option that's as easy or pretty to work with out of the box, you just plug it in and watch the fireworks.

Avatar of AngeloR
AngeloR uses StripeStripe

CC handler for our membership system. It was an easy choice for how quickly we were able to implement it, as well as the disputed payment process.

Avatar of Packet
Packet uses BraintreeBraintree

Gotta take the money, might as well take it in style and on all devices without too much headache. Oh and we use the fraud prevention tools.

Avatar of Pathwright
Pathwright uses StripeStripe

We started with PayPal initially, but Stripe appeared and made our lives much easier. They are now our primary payment service.

Avatar of White Rabbit Express
White Rabbit Express uses BraintreeBraintree

credit card and paypal transaction processing. We love Stripe but want a single API for credit cards and PayPal

Avatar of SMS Cat Facts
SMS Cat Facts uses BraintreeBraintree

Braintree is effectively the only good billing PaaS for Eastern European companies.

Avatar of uses BraintreeBraintree

Handle debit/credit card payments with 3DSecure.

How much does Braintree cost?
How much does Stripe cost?