Braintree vs Stripe: What are the differences?
Developers describe Braintree as "Accept payments in your app or website today". Braintree replaces traditional payment gateways and merchant accounts. From one touch payments, to mobile SDKs and international sales, we provide everything you need to start accepting payments today. On the other hand, Stripe is detailed as "Payments for developers". Stripe makes it easy for developers to accept credit cards on the web.
Braintree and Stripe can be categorized as "Payment Services" tools.
Some of the features offered by Braintree are:
- Simple pricing with no minimums- Pay only for what you use, with no minimum monthly volume, at the simple US pricing rate of 2.9% + $.30 per transaction.
- An API developers love- Integrate your app with our API over a cup of coffee.
- We support your business model- Subscriptions or one-off, mobile or web, local or global, our platform adapts.
On the other hand, Stripe provides the following key features:
- Full-stack payments- You don’t need a merchant account or gateway. Stripe handles everything, including storing cards, subscriptions, and direct payouts to your bank account. Stripe.js lets you build your own payment forms while still avoiding PCI requirements.
- An API that gets out of your way- It’s so easy, we’ve embedded a bunch of examples right here. Copy some of these requests into your terminal and check out what happens. With wrappers in Ruby, PHP, Python and more, you can get started in minutes.
- Pricing like it should be- 2.9% + 30 cents per successful charge. No setup fees, no monthly fees, no card storage fees, no hidden costs: you only get charged when you earn money.
"Well-designed api" is the top reason why over 22 developers like Braintree, while over 293 developers mention "Easy setup" as the leading cause for choosing Stripe.
According to the StackShare community, Stripe has a broader approval, being mentioned in 1622 company stacks & 520 developers stacks; compared to Braintree, which is listed in 162 company stacks and 33 developer stacks.
What is Braintree?
What is Stripe?
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Stripe has been developed for web users not by banks just moving bank apps to web. Their APIs are easy to use and understandable and they have support for lots of languages.
They are also incredibly flexible and it's possible to do things with Stripe that other providers don't allow (for example implementing annual billing it's difficult to get authorisation as a start-up - even if it's only $20 a month, that's $240 annually which means there's a year to charge-back - so implement it as a one off payment, which does mean doing annual billing yourself, but there's a year to get it right).
They also have fantastic start-up deals (if you know the right accelerator or other provider) easy to get transaction fees waived.
They also have engineers at hand to help you with any issues, who actually know the product.
I love Stripe. They were super, super easy to set up — it was less than 5 minutes and I could already put test payments through my app! They take a huge chunk off of small transactions (if you're only charging $3, you only get $2.61), so they kind of make you raise prices on small fees. However, I love not having to worry about security or managing anything, just getting paid!
I had the opportunity to integrate Braintree as a new gateway on a project I worked on last year (RoR project), the change from PayPal to Braintree was smooth and now it's really easy to maintain. The documentation for the API was super easy to follow. Really enjoyed using Braintree.
Integrating Stripe to your app is dead simple.
It removes all the hassle of integrating with a payment gateway.
Its API is developer-friendly and intuitive, reliable, and works all the time.
It’s my payment gateway of choice.
Braintree handles recurring credit card and Paypal payments for healthchecks.io. We liked the extensive developer documentation, the language-specific libraries and the friendly, timely communication from Braintree.
Stripe is used as one of our payment-gateways included in our shop-solution. We only use the credit-card features of it and don't accept any bitcoins (yet).
Payments? Stripe. There's pretty much no other option that's as easy or pretty to work with out of the box, you just plug it in and watch the fireworks.
CC handler for our membership system. It was an easy choice for how quickly we were able to implement it, as well as the disputed payment process.
Gotta take the money, might as well take it in style and on all devices without too much headache. Oh and we use the fraud prevention tools.
We started with PayPal initially, but Stripe appeared and made our lives much easier. They are now our primary payment service.
credit card and paypal transaction processing. We love Stripe but want a single API for credit cards and PayPal
Braintree is effectively the only good billing PaaS for Eastern European companies.