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Midtrans vs PayPal: What are the differences?
# Introduction
1. **Payment Gateway Integration Difference**: Midtrans offers more extensive payment gateway integration options compared to PayPal, providing a wider range of payment methods tailored to different regions and customer preferences.
2. **Transaction Fees Variation**: PayPal tends to have higher transaction fees than Midtrans, making it a less cost-effective option for businesses with high transaction volumes or smaller profit margins.
3. **International Reach and Currency Support**: While both Midtrans and PayPal support international transactions, Midtrans has broader currency support and caters to a more diverse range of countries, while PayPal may have limitations in certain regions.
4. **Ease of Integration**: Midtrans is often cited for its user-friendly integration process, offering simpler and more streamlined integration options for websites and applications, making it easier for businesses to start accepting payments online.
5. **Mobile Payment Solutions**: Midtrans focuses on providing robust mobile payment solutions, including mobile SDKs and mobile-optimized checkout interfaces, making it more suitable for businesses targeting mobile users and offering seamless mobile payment experiences.
6. **Customer Support and Dispute Resolution**: PayPal is known for its robust customer support and dispute resolution processes, providing added confidence and security for both buyers and sellers in resolving transaction-related issues efficiently.
In Summary, Midtrans and PayPal differ in payment gateway integration, transaction fees, international reach, ease of integration, mobile payment solutions, and customer support, catering to varying preferences and needs for online payment processing.
Decisions about Midtrans and PayPal
Lucas Litton
Founder & CEO at Macombey · | 4 upvotes · 282.4K views
We use GoCardless to simplify the way clients and partners pay for our services. What intrigued us is the quick and easy ACH feature that gives our clients the option to log in with their bank account and shoot the funds directly to our account. The fee, compared to Stripe is less. Stripe and PayPal charge 2.9% + 30c and Stripe also forces the client to enter in all of their payment details manually and then if the payment doesn't work, the client has to try all over again. GoCardless charges 1% + 25c which is much more reasonable dealing with the large projects that we are currently working on.
We integrate GoCardless with Xero to easily send out quick invoices, receive the funds and track all revenue in one place.
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Learn MorePros of Midtrans
Pros of PayPal
Pros of Midtrans
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Pros of PayPal
- Most known service196
- Consumers know it135
- It's available for many countries113
- Easy70
- Best way to get paid outside US54
- Most widely used payment processor35
- Express Checkout25
- Consumers trust it16
- Flexible and secure15
- Digital Goods for Express Checkout6
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Cons of Midtrans
Cons of PayPal
Cons of Midtrans
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Cons of PayPal
- Not well written recurring payment api1
- Less countries supported1
- Harder to get started with1
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What is Midtrans?
It has helped thousands of businesses in Indonesia with a secure and convenient online payment system. It is compatible with various APIs and plug-ins for an easy integration process.
What is PayPal?
PayPal is an online payments and money transfer service that allows you to send money via email, phone, text message or Skype. They offer products to both individuals and businesses alike, including online vendors, auction sites and corporate users. PayPal connects effortlessly to bank accounts and credit cards.
PayPal Mobile is one of PayPal’s newest products. It allows you to send payments by text message or by using PayPal’s mobile browser.
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What companies use Midtrans?
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What companies use Midtrans?
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What are some alternatives to Midtrans and PayPal?
Stripe
Stripe makes it easy for developers to accept credit cards on the web.
Braintree
Braintree replaces traditional payment gateways and merchant accounts. From one touch payments, to mobile SDKs and international sales, we provide everything you need to start accepting payments today.
Blockchain
It is a bitcoin block explorer service, as well as a cryptocurrency wallet supporting bitcoin, Bitcoin Cash, and Ethereum.
Stripe Billing
A set of billing and subscription tools for developers and business people. Developers can use out-of-the-box functionality to get started quickly or use the composable API building blocks to design fully customized subscription logic and pricing models. Business people can create and manage subscriptions and invoices—and view detailed financial reports.
Adyen
A payments technology company that provides a single global platform to accept payments anywhere in the world. Businesses can process payments across online, mobile and in-store (POS) with over 250 payment methods and 187 currencies.