Dwolla.js vs Stripe

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Dwolla.js
Dwolla.js

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Stripe
Stripe

5.9K
2.5K
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Dwolla.js vs Stripe: What are the differences?

Dwolla.js: Bank account verification in just a few lines of code. Dwolla provides bank transfers for your application that look and feel like your brand. Leverage our powerful yet simple API and get up and running with a minimum of four endpoints; Stripe: Payments for developers. Stripe makes it easy for developers to accept credit cards on the web.

Dwolla.js and Stripe can be categorized as "Payment Services" tools.

Some of the features offered by Dwolla.js are:

  • Secure, ready-to-use payment tools
  • Powerful, custom payment solutions that are easy to get up and running.
  • Real-time functionality

On the other hand, Stripe provides the following key features:

  • Full-stack payments- You don’t need a merchant account or gateway. Stripe handles everything, including storing cards, subscriptions, and direct payouts to your bank account. Stripe.js lets you build your own payment forms while still avoiding PCI requirements.
  • An API that gets out of your way- It’s so easy, we’ve embedded a bunch of examples right here. Copy some of these requests into your terminal and check out what happens. With wrappers in Ruby, PHP, Python and more, you can get started in minutes.
  • Pricing like it should be- 2.9% + 30 cents per successful charge. No setup fees, no monthly fees, no card storage fees, no hidden costs: you only get charged when you earn money.
- No public GitHub repository available -
- No public GitHub repository available -

What is Dwolla.js?

Dwolla provides bank transfers for your application that look and feel like your brand. Leverage our powerful yet simple API and get up and running with a minimum of four endpoints.

What is Stripe?

Stripe makes it easy for developers to accept credit cards on the web.
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Why do developers choose Dwolla.js?
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      What companies use Dwolla.js?
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      What tools integrate with Dwolla.js?
      What tools integrate with Stripe?
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        What are some alternatives to Dwolla.js and Stripe?
        PayPal
        PayPal is an online payments and money transfer service that allows you to send money via email, phone, text message or Skype. They offer products to both individuals and businesses alike, including online vendors, auction sites and corporate users. PayPal connects effortlessly to bank accounts and credit cards. PayPal Mobile is one of PayPal’s newest products. It allows you to send payments by text message or by using PayPal’s mobile browser.
        Braintree
        Braintree replaces traditional payment gateways and merchant accounts. From one touch payments, to mobile SDKs and international sales, we provide everything you need to start accepting payments today.
        Recurly
        Recurly is the leading pay-as-you-go recurring billing service because setup is easy, integrations are quick, and our service grows with the needs of your business.
        Adyen
        A payments technology company that provides a single global platform to accept payments anywhere in the world. Businesses can process payments across online, mobile and in-store (POS) with over 250 payment methods and 187 currencies.
        Zuora
        Zuora gives you the enterprise-class, cloud-based tools you need to launch and scale any subscription service, quickly and affordably. Design your pricing and packaging, start taking quotes and placing orders, automate your billing and payments, and keep tabs on your financials.
        See all alternatives
        Decisions about Dwolla.js and Stripe
        Adrien Rey-Jarthon
        Adrien Rey-Jarthon
        Founder at updown.io · | 11 upvotes · 53.7K views
        atupdown.ioupdown.io
        BitPay
        BitPay
        PayPal
        PayPal
        Stripe
        Stripe
        #BitcoinCash
        #Payments
        #Bitcoin

        To accept payments on updown.io, we first added support for Stripe which is by far the most popular payment gateway for startups and for a good reason. Their service is of awesome quality: the UI is gorgeous, the integration is easy, the documentation is great, the API is super stable and well thought. I can't recommend it enough.

        We then added support for PayPal which is pretty popular for people who have money on it and don't know where to spend it (it can make it feel like you're spending less when it comes from PayPal wallet), or for people who prefer not to enter a credit card on a new website. This was pretty well received and we're currently receiving about 25% of our purchases from PayPal. The documentation and integration is much more painful than with Stripe IMO, I can't recommend them for that, but not having it is basically dodging potential sales.

        Finally we more recently added support of BitPay for #Bitcoin and BitcoinCash payments, which was a pretty easy process but not worth the time in the end due to the low usage and the always changing conditions of the network: the transaction fees got huge after price raise and bitcoin because unusable for small payments, they then introduced support for BCH and a newer Bitcoin protocol for lower fees, but then you need a special wallet to pay and in the end it's too cumbersome, even for bitcoin users, to pay with it. I think unless you expect a bit number of payments using cryptocurrencies it's not worth implementing this solution, and better to accept them manually.

        See more
        Ajit Parthan
        Ajit Parthan
        CTO at Shaw Academy · | 2 upvotes · 12.3K views
        atShaw AcademyShaw Academy
        Recurly
        Recurly
        Chargebee
        Chargebee
        Stripe
        Stripe
        #Paymentgatewayintegration

        Running a subscription service with just direct calls to Stripe or similar payment gateways is possible but also needs dedicated person(s) for decent amount of development and maintenance.

        Plus features like updating card details, invoice history - all these can be built. Again, more dev work and resources.

        Use of subscription platform like Chargebee or Recurly is definitely a great help here.

        Chargebee offered a simple pay-as-you-go transparent pricing and almost trivial signup process.

        #Paymentgatewayintegration

        See more
        Tom Klein
        Tom Klein
        CEO at Gentlent · | 9 upvotes · 85.1K views
        atGentlentGentlent
        TensorFlow
        TensorFlow
        Let's Encrypt
        Let's Encrypt
        Twilio
        Twilio
        PayPal
        PayPal
        Stripe
        Stripe
        CloudFlare
        CloudFlare
        Google Maps
        Google Maps
        Google Drive
        Google Drive
        Stack Overflow
        Stack Overflow
        Postman
        Postman
        Google Analytics
        Google Analytics

        Google Analytics is a great tool to analyze your traffic. To debug our software and ask questions, we love to use Postman and Stack Overflow. Google Drive helps our team to share documents. We're able to build our great products through the APIs by Google Maps, CloudFlare, Stripe, PayPal, Twilio, Let's Encrypt, and TensorFlow.

        See more
        Interest over time
        Reviews of Dwolla.js and Stripe
        Review ofStripeStripe

        Stripe has been developed for web users not by banks just moving bank apps to web. Their APIs are easy to use and understandable and they have support for lots of languages.

        They are also incredibly flexible and it's possible to do things with Stripe that other providers don't allow (for example implementing annual billing it's difficult to get authorisation as a start-up - even if it's only $20 a month, that's $240 annually which means there's a year to charge-back - so implement it as a one off payment, which does mean doing annual billing yourself, but there's a year to get it right).

        They also have fantastic start-up deals (if you know the right accelerator or other provider) easy to get transaction fees waived.

        They also have engineers at hand to help you with any issues, who actually know the product.

        Review ofStripeStripe

        I love Stripe. They were super, super easy to set up — it was less than 5 minutes and I could already put test payments through my app! They take a huge chunk off of small transactions (if you're only charging $3, you only get $2.61), so they kind of make you raise prices on small fees. However, I love not having to worry about security or managing anything, just getting paid!

        How developers use Dwolla.js and Stripe
        Avatar of Volkan Özçelik
        Volkan Özçelik uses StripeStripe

        Integrating Stripe to your app is dead simple.

        It removes all the hassle of integrating with a payment gateway.

        Its API is developer-friendly and intuitive, reliable, and works all the time.

        It’s my payment gateway of choice.

        Avatar of Scrayos UG (haftungsbeschränkt)
        Scrayos UG (haftungsbeschränkt) uses StripeStripe

        Stripe is used as one of our payment-gateways included in our shop-solution. We only use the credit-card features of it and don't accept any bitcoins (yet).

        Avatar of Refractal
        Refractal uses StripeStripe

        Payments? Stripe. There's pretty much no other option that's as easy or pretty to work with out of the box, you just plug it in and watch the fireworks.

        Avatar of AngeloR
        AngeloR uses StripeStripe

        CC handler for our membership system. It was an easy choice for how quickly we were able to implement it, as well as the disputed payment process.

        Avatar of Pathwright
        Pathwright uses StripeStripe

        We started with PayPal initially, but Stripe appeared and made our lives much easier. They are now our primary payment service.

        How much does Dwolla.js cost?
        How much does Stripe cost?
        Pricing unavailable
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