Stripe vs Stripe Billing

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Stripe
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Stripe vs Stripe Billing: What are the differences?

Developers describe Stripe as "Payments for developers". Stripe makes it easy for developers to accept credit cards on the web. On the other hand, Stripe Billing is detailed as "A set of tools for billing and subscriptions". A set of billing and subscription tools for developers and business people. Developers can use out-of-the-box functionality to get started quickly or use the composable API building blocks to design fully customized subscription logic and pricing models. Business people can create and manage subscriptions and invoices—and view detailed financial reports.

Stripe and Stripe Billing belong to "Payment Services" category of the tech stack.

Some of the features offered by Stripe are:

  • Full-stack payments- You don’t need a merchant account or gateway. Stripe handles everything, including storing cards, subscriptions, and direct payouts to your bank account. Stripe.js lets you build your own payment forms while still avoiding PCI requirements.
  • An API that gets out of your way- It’s so easy, we’ve embedded a bunch of examples right here. Copy some of these requests into your terminal and check out what happens. With wrappers in Ruby, PHP, Python and more, you can get started in minutes.
  • Pricing like it should be- 2.9% + 30 cents per successful charge. No setup fees, no monthly fees, no card storage fees, no hidden costs: you only get charged when you earn money.

On the other hand, Stripe Billing provides the following key features:

  • Accept Orders - From the dashboard, Stripe.js and Elements, Billing API & Mobile SDKs
  • Billing & Invoicing - One-off billing, recurring billing, flexible billing, invoice delivery, hosted invoice pages, and sales tax integrations
  • Collect Payments - Credit cards, ACH and wire, local payments, retry logic, card updater, payment reminders

reddit, Instacart, and Lyft are some of the popular companies that use Stripe, whereas Stripe Billing is used by Nextdoor, eero, and Unleak. Stripe has a broader approval, being mentioned in 1622 company stacks & 520 developers stacks; compared to Stripe Billing, which is listed in 14 company stacks and 7 developer stacks.

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What is Stripe?

Stripe makes it easy for developers to accept credit cards on the web.

What is Stripe Billing?

A set of billing and subscription tools for developers and business people. Developers can use out-of-the-box functionality to get started quickly or use the composable API building blocks to design fully customized subscription logic and pricing models. Business people can create and manage subscriptions and invoices—and view detailed financial reports.
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Why do developers choose Stripe?
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      What are some alternatives to Stripe and Stripe Billing?
      Braintree
      Braintree replaces traditional payment gateways and merchant accounts. From one touch payments, to mobile SDKs and international sales, we provide everything you need to start accepting payments today.
      PayPal
      PayPal is an online payments and money transfer service that allows you to send money via email, phone, text message or Skype. They offer products to both individuals and businesses alike, including online vendors, auction sites and corporate users. PayPal connects effortlessly to bank accounts and credit cards. PayPal Mobile is one of PayPal’s newest products. It allows you to send payments by text message or by using PayPal’s mobile browser.
      WePay
      WePay helps people sell tickets to events, send invoices, sell items online, and accept donations online. WePay also provides an API that allows developers to access its payments platform.
      Recurly
      Recurly is the leading pay-as-you-go recurring billing service because setup is easy, integrations are quick, and our service grows with the needs of your business.
      Shopify
      Shopify powers tens of thousands of online retailers including General Electric, Amnesty International, CrossFit, Tesla Motors, Encyclopaedia Britannica, Foo Fighters, GitHub, and more. Our platform allows users to easily and quickly create their own online store without all the technical work involved in developing their own website, or the huge expense of having someone else build it. Shopify lets merchants manage all aspects of their shops: uploading products, changing the design, accepting credit card orders, and viewing their incoming orders and completed transactions.
      See all alternatives
      Decisions about Stripe and Stripe Billing
      Adrien Rey-Jarthon
      Adrien Rey-Jarthon
      Founder at updown.io · | 11 upvotes · 54.2K views
      atupdown.ioupdown.io
      BitPay
      BitPay
      PayPal
      PayPal
      Stripe
      Stripe
      #BitcoinCash
      #Payments
      #Bitcoin

      To accept payments on updown.io, we first added support for Stripe which is by far the most popular payment gateway for startups and for a good reason. Their service is of awesome quality: the UI is gorgeous, the integration is easy, the documentation is great, the API is super stable and well thought. I can't recommend it enough.

      We then added support for PayPal which is pretty popular for people who have money on it and don't know where to spend it (it can make it feel like you're spending less when it comes from PayPal wallet), or for people who prefer not to enter a credit card on a new website. This was pretty well received and we're currently receiving about 25% of our purchases from PayPal. The documentation and integration is much more painful than with Stripe IMO, I can't recommend them for that, but not having it is basically dodging potential sales.

      Finally we more recently added support of BitPay for #Bitcoin and BitcoinCash payments, which was a pretty easy process but not worth the time in the end due to the low usage and the always changing conditions of the network: the transaction fees got huge after price raise and bitcoin because unusable for small payments, they then introduced support for BCH and a newer Bitcoin protocol for lower fees, but then you need a special wallet to pay and in the end it's too cumbersome, even for bitcoin users, to pay with it. I think unless you expect a bit number of payments using cryptocurrencies it's not worth implementing this solution, and better to accept them manually.

      See more
      Ajit Parthan
      Ajit Parthan
      CTO at Shaw Academy · | 2 upvotes · 12.4K views
      atShaw AcademyShaw Academy
      Recurly
      Recurly
      Chargebee
      Chargebee
      Stripe
      Stripe
      #Paymentgatewayintegration

      Running a subscription service with just direct calls to Stripe or similar payment gateways is possible but also needs dedicated person(s) for decent amount of development and maintenance.

      Plus features like updating card details, invoice history - all these can be built. Again, more dev work and resources.

      Use of subscription platform like Chargebee or Recurly is definitely a great help here.

      Chargebee offered a simple pay-as-you-go transparent pricing and almost trivial signup process.

      #Paymentgatewayintegration

      See more
      Tim Nolet
      Tim Nolet
      Founder, Engineer & Dishwasher at Checkly · | 5 upvotes · 16.8K views
      atChecklyHQChecklyHQ
      Vue.js
      Vue.js
      Stripe Billing
      Stripe Billing
      Stripe
      Stripe

      Stripe Stripe Billing Vue.js

      When I started building a SaaS from scratch, I adopted the Stripe Billing product for managing plans and subscriptions. At that moment (roughly a year ago) I did not fully realise that this was a new addition to the Stripe product line.

      One year down the road, I can write this decision and support it with technical details on how I implemented Stripe Billing and integrated it with the Checkly backend.

      Key takeaways are:

      • Keep coupling minimal. I hardcode our pricing and plans into the pricing page.

      • Choose good ID's and a good structure to segment product and pricing. This enables grandfathering customers and adding ad hoc new products.

      • Use one or two webhooks to keep things in sync. We use just one webhook.

      See all details with code examples in the linked blog post.

      See more
      Tom Klein
      Tom Klein
      CEO at Gentlent · | 9 upvotes · 86.7K views
      atGentlentGentlent
      TensorFlow
      TensorFlow
      Let's Encrypt
      Let's Encrypt
      Twilio
      Twilio
      PayPal
      PayPal
      Stripe
      Stripe
      CloudFlare
      CloudFlare
      Google Maps
      Google Maps
      Google Drive
      Google Drive
      Stack Overflow
      Stack Overflow
      Postman
      Postman
      Google Analytics
      Google Analytics

      Google Analytics is a great tool to analyze your traffic. To debug our software and ask questions, we love to use Postman and Stack Overflow. Google Drive helps our team to share documents. We're able to build our great products through the APIs by Google Maps, CloudFlare, Stripe, PayPal, Twilio, Let's Encrypt, and TensorFlow.

      See more
      Interest over time
      Reviews of Stripe and Stripe Billing
      Review ofStripeStripe

      Stripe has been developed for web users not by banks just moving bank apps to web. Their APIs are easy to use and understandable and they have support for lots of languages.

      They are also incredibly flexible and it's possible to do things with Stripe that other providers don't allow (for example implementing annual billing it's difficult to get authorisation as a start-up - even if it's only $20 a month, that's $240 annually which means there's a year to charge-back - so implement it as a one off payment, which does mean doing annual billing yourself, but there's a year to get it right).

      They also have fantastic start-up deals (if you know the right accelerator or other provider) easy to get transaction fees waived.

      They also have engineers at hand to help you with any issues, who actually know the product.

      Review ofStripeStripe

      I love Stripe. They were super, super easy to set up — it was less than 5 minutes and I could already put test payments through my app! They take a huge chunk off of small transactions (if you're only charging $3, you only get $2.61), so they kind of make you raise prices on small fees. However, I love not having to worry about security or managing anything, just getting paid!

      How developers use Stripe and Stripe Billing
      Avatar of Volkan Özçelik
      Volkan Özçelik uses StripeStripe

      Integrating Stripe to your app is dead simple.

      It removes all the hassle of integrating with a payment gateway.

      Its API is developer-friendly and intuitive, reliable, and works all the time.

      It’s my payment gateway of choice.

      Avatar of Scrayos UG (haftungsbeschränkt)
      Scrayos UG (haftungsbeschränkt) uses StripeStripe

      Stripe is used as one of our payment-gateways included in our shop-solution. We only use the credit-card features of it and don't accept any bitcoins (yet).

      Avatar of Refractal
      Refractal uses StripeStripe

      Payments? Stripe. There's pretty much no other option that's as easy or pretty to work with out of the box, you just plug it in and watch the fireworks.

      Avatar of AngeloR
      AngeloR uses StripeStripe

      CC handler for our membership system. It was an easy choice for how quickly we were able to implement it, as well as the disputed payment process.

      Avatar of Pathwright
      Pathwright uses StripeStripe

      We started with PayPal initially, but Stripe appeared and made our lives much easier. They are now our primary payment service.

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