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PayPal vs Amazon Pay: What are the differences?

PayPal: Send Money, Pay Online or Set Up a Merchant Account. PayPal is an online payments and money transfer service that allows you to send money via email, phone, text message or Skype. They offer products to both individuals and businesses alike, including online vendors, auction sites and corporate users. PayPal connects effortlessly to bank accounts and credit cards PayPal Mobile is one of PayPal’s newest products. It allows you to send payments by text message or by using PayPal’s mobile browser.; Amazon Pay: Lets you use the payment methods already associated with your Amazon account. It makes simple for millions of customers around the globe to check-in and checkout using information already stored in their Amazon account.

PayPal and Amazon Pay can be primarily classified as "Payment Services" tools.

Some of the features offered by PayPal are:

  • 2.9% + $0.30 or less- With our flat, transparent pricing, you’ll never be surprised by hidden or variable fees. We also offer discounted rates when you sell a lot, or when you use our card reader.
  • Keeping every seller secure- If you’re sent an unauthorized payment, or a buyer claims they never received an item, our Seller Protection covers you for the full amount of the eligible payment.
  • Easy for them, easy for you- With just a few clicks, you can get paid by debit card, credit card, or a PayPal transfer. All someone needs to start buying from you is your e-mail address or mobile number.

On the other hand, Amazon Pay provides the following key features:

  • Identity
  • Automatic Payments
  • Inline Checkout
Decisions about Amazon Pay and PayPal
Lucas Litton
Founder & CEO at Macombey · | 4 upvotes · 239.9K views

We use GoCardless to simplify the way clients and partners pay for our services. What intrigued us is the quick and easy ACH feature that gives our clients the option to log in with their bank account and shoot the funds directly to our account. The fee, compared to Stripe is less. Stripe and PayPal charge 2.9% + 30c and Stripe also forces the client to enter in all of their payment details manually and then if the payment doesn't work, the client has to try all over again. GoCardless charges 1% + 25c which is much more reasonable dealing with the large projects that we are currently working on.

We integrate GoCardless with Xero to easily send out quick invoices, receive the funds and track all revenue in one place.

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Pros of Amazon Pay
Pros of PayPal
    Be the first to leave a pro
    • 195
      Most known service
    • 135
      Consumers know it
    • 113
      It's available for many countries
    • 70
    • 54
      Best way to get paid outside US
    • 35
      Most widely used payment processor
    • 25
      Express Checkout
    • 16
      Consumers trust it
    • 15
      Flexible and secure
    • 6
      Digital Goods for Express Checkout

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    Cons of Amazon Pay
    Cons of PayPal
      Be the first to leave a con
      • 1
        Not well written recurring payment api
      • 1
        Less countries supported
      • 1
        Harder to get started with

      Sign up to add or upvote consMake informed product decisions

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      What are some alternatives to Amazon Pay and PayPal?
      Stripe makes it easy for developers to accept credit cards on the web.
      It is a digital payments platform that allows you to transfer cash into the integrated wallet via online banking, debit cards, and credit cards, or even by depositing cash via select banks and partners.
      Braintree replaces traditional payment gateways and merchant accounts. From one touch payments, to mobile SDKs and international sales, we provide everything you need to start accepting payments today.
      A payments technology company that provides a single global platform to accept payments anywhere in the world. Businesses can process payments across online, mobile and in-store (POS) with over 250 payment methods and 187 currencies.
      Recurly is the leading pay-as-you-go recurring billing service because setup is easy, integrations are quick, and our service grows with the needs of your business.
      See all alternatives