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Braintree

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Braintree vs PayPal: What are the differences?

Braintree: Accept payments in your app or website today. Braintree replaces traditional payment gateways and merchant accounts. From one touch payments, to mobile SDKs and international sales, we provide everything you need to start accepting payments today; PayPal: Send Money, Pay Online or Set Up a Merchant Account. PayPal is an online payments and money transfer service that allows you to send money via email, phone, text message or Skype. They offer products to both individuals and businesses alike, including online vendors, auction sites and corporate users. PayPal connects effortlessly to bank accounts and credit cards PayPal Mobile is one of PayPal’s newest products. It allows you to send payments by text message or by using PayPal’s mobile browser..

Braintree and PayPal belong to "Payment Services" category of the tech stack.

Some of the features offered by Braintree are:

  • Simple pricing with no minimums- Pay only for what you use, with no minimum monthly volume, at the simple US pricing rate of 2.9% + $.30 per transaction.
  • An API developers love- Integrate your app with our API over a cup of coffee.
  • We support your business model- Subscriptions or one-off, mobile or web, local or global, our platform adapts.

On the other hand, PayPal provides the following key features:

  • 2.9% + $0.30 or less- With our flat, transparent pricing, you’ll never be surprised by hidden or variable fees. We also offer discounted rates when you sell a lot, or when you use our card reader.
  • Keeping every seller secure- If you’re sent an unauthorized payment, or a buyer claims they never received an item, our Seller Protection covers you for the full amount of the eligible payment.
  • Easy for them, easy for you- With just a few clicks, you can get paid by debit card, credit card, or a PayPal transfer. All someone needs to start buying from you is your e-mail address or mobile number.

"Well-designed api" is the top reason why over 22 developers like Braintree, while over 190 developers mention "Most known service" as the leading cause for choosing PayPal.

Uber Technologies, Lyft, and ebay are some of the popular companies that use PayPal, whereas Braintree is used by Airbnb, Uber Technologies, and Stack Exchange. PayPal has a broader approval, being mentioned in 735 company stacks & 571 developers stacks; compared to Braintree, which is listed in 162 company stacks and 33 developer stacks.

Advice on Braintree and PayPal
Romel Lumiguid Jr.
Founder & CEO at Domain Sales History · | 4 upvotes · 31.5K views
Needs advice
on
PayPalPayPal
and
StripeStripe
at

Currently, I am using PayPal, and it's working fine somehow. My business is an online job board to hire remote workers. It was built on October 11, 2022. I got my first paying user just this week and that person paid through Paypal for a premium job listing worth $75. My target customers are from the US.

I'm currently based in the Philippines and Stripe payments are not yet working in my country. Any suggestions on alternatives so I can put credit card payments on my site?

My current website is OnlineJobsPH.com , please advise.

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Replies (1)
Luke Wilson
Recommends

Paddle may work, not sure if they have country limitations, but looks like a decent alternative to Stripe

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Team Showwcase
Product Team at Showwcase · | 6 upvotes · 56.5K views
Needs advice
on
PayPalPayPal
and
StripeStripe

Hi Folks,

I represent Showwcase, which is a network built for coders.

We're introducing a paywall for content creators on the platform to start accepting payments from their Followers for premium and unique content over and above the general free content. We are internally considering either Stripe or PayPal to handle this for us.

If we take the pricing out of the debate, what's the go-to choice when choosing which to integrate? Our current standpoint is that Paypal has wider consumer adoption, and since most creators are individuals, it makes sense to just use Paypal because they already have an account. However, our business uses Stripe, and so it makes it easier if both the platform (Showwcase) and creators to be on the Stripe platform. That being said, if creators don't already have an account, they will need to sign up with Stripe on the spot, which is a friction point.

I would like to hear the pros and cons in developer environments as well as any other things we might not know.

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Replies (3)
Arthur Sparks
Recommends
on
StripeStripe

PayPal is a dinosaur and a nightmare to work with, both in terms of API as well as on the business side. We support both because our A/B tests showed a material increase in conversions by offering both, but I would drop PayPal in a heartbeat if I could. Stripe is a joy to work with.

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Les Brown
Developer at Blue Sky iSolutions · | 5 upvotes · 46.1K views
Recommends
on
PayPalPayPal

I prefer Stripe for developers' ease of integration and PayPal for providing the simplest user experience (i.e., improved revenue.) In my experience, neither platform requires a user register to pay via credit card. However, as noted, many people have a PayPal account, which allows quick and easy payments through a "more" trusted name.

I used Stripe and Paypal and settled on Paypal for the customer. However, the PayPal web hook back end is a complete mess (at least in PHP). Unless they have improved very recently, PayPal web hook integration is poorly documented and barely supported with bits and pieces of important code on GitHub and elsewhere. I can't speak for other languages. But given the popularity of Paypal (i.e., improved revenue), I decided to keep using Paypal after I got the web hook integration worked out.

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Pamela Pierce
President at Learn About Green LLC · | 2 upvotes · 42K views
Recommends
on
PayPalPayPalStripeStripe

Stripe is strong because of their security. It is difficult for the programmer to install it, and in my case was impossible since my hosting provider did not have up-to-date software that it requires. I had to use another program on top of it as the shopping cart instead of using Stripe's shopping cart. But Stripe integrates with everything if you can get it to install, and is stable.

The big reason to go with PayPal is the 6 months same as cash or multiple payments over weeks for your clients. Some clients need this and you will lose them without PayPal. PayPal may change their policies, so in my opinion, PayPal is not as stable as Stripe. Some clients refuse or can't use PayPal, where Stripe is available to everyone with a credit card.

In summary, I set up both for my clients. And I used Zoho for everything else - shopping cart, accounting, CRM, banking, etc. It integrates with both Stripe and PayPal and pretty much anything else you use.

Be sure to read the Terms of both Stripe and PayPal, and I think that will help you with your decision.

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Decisions about Braintree and PayPal
Francesco Boffa

After the initial investigation on which platform to use to process our payments, Stripe was a total no brainer.

We are heavy users of Stripe Connect, which allows us to collect payments on behalf of our client restaurants. Connect makes it super easy to collect, payout and manage any fee structure.

At the time that the platform was written it was also the only platform that was working flawlessly with Google Pay and Apple Pay on the Web.

Today we also give out to our clients Terminals from Stripe, allowing us to process all payments under a single unified interface.

We are looking forward to further integrations, like with AliPay and other local payment methods.

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James Bender
Lead Application Architect at TekPartners · | 11 upvotes · 56.1K views

I used (tried to use) PayPal on one project and it was a total nightmare. At the time there was no cohesive "one" web-based product, you had to choose between three and the lines between them were very muddled. We reached out to developer support several times and they were no help at all. The documentation was old (incorrect) and confusing. Granted this was several years ago, but the pain remains. Given a choice of using PayPal and sticking hot needles in my eyes, I would first ask "How big and hot are these needles we're talking about?" Stripe is SO much easier!

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Lucas Litton
Founder & CEO at Macombey · | 4 upvotes · 257.5K views

We use GoCardless to simplify the way clients and partners pay for our services. What intrigued us is the quick and easy ACH feature that gives our clients the option to log in with their bank account and shoot the funds directly to our account. The fee, compared to Stripe is less. Stripe and PayPal charge 2.9% + 30c and Stripe also forces the client to enter in all of their payment details manually and then if the payment doesn't work, the client has to try all over again. GoCardless charges 1% + 25c which is much more reasonable dealing with the large projects that we are currently working on.

We integrate GoCardless with Xero to easily send out quick invoices, receive the funds and track all revenue in one place.

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Stripe was made with developers in mind first so the extensibility of it is great! This makes it very easy for us to integrate and automate as much as we need with its APIs and SDK. It allows a lot of customization of exactly what we need to build our applications. They also manage all of our customers from a tax and accounting perspective which makes it easy from a business standpoint.

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Pros of Braintree
Pros of PayPal
  • 25
    Well-designed api
  • 18
    Developer friendly
  • 17
    Easy setup
  • 14
    Reliable
  • 6
    Excellent documentation
  • 4
    Great support
  • 3
    Can use paypal and debit card
  • 2
    Test it without obligation, great SDK/API and prices
  • 1
    Great API, awesome docs
  • 195
    Most known service
  • 135
    Consumers know it
  • 113
    It's available for many countries
  • 70
    Easy
  • 54
    Best way to get paid outside US
  • 35
    Most widely used payment processor
  • 25
    Express Checkout
  • 16
    Consumers trust it
  • 15
    Flexible and secure
  • 6
    Digital Goods for Express Checkout

Sign up to add or upvote prosMake informed product decisions

Cons of Braintree
Cons of PayPal
  • 1
    Lacking documentation for mobile integrations
  • 1
    Not well written recurring payment api
  • 1
    Less countries supported
  • 1
    Harder to get started with

Sign up to add or upvote consMake informed product decisions

What is Braintree?

Braintree replaces traditional payment gateways and merchant accounts. From one touch payments, to mobile SDKs and international sales, we provide everything you need to start accepting payments today.

What is PayPal?

PayPal is an online payments and money transfer service that allows you to send money via email, phone, text message or Skype. They offer products to both individuals and businesses alike, including online vendors, auction sites and corporate users. PayPal connects effortlessly to bank accounts and credit cards. PayPal Mobile is one of PayPal’s newest products. It allows you to send payments by text message or by using PayPal’s mobile browser.

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What are some alternatives to Braintree and PayPal?
Stripe
Stripe makes it easy for developers to accept credit cards on the web.
Adyen
A payments technology company that provides a single global platform to accept payments anywhere in the world. Businesses can process payments across online, mobile and in-store (POS) with over 250 payment methods and 187 currencies.
CyberSource
It is an e-commerce credit card payment system management company. Customers process online payments, streamline online fraud management, and simplify payment security.
Recurly
Recurly is the leading pay-as-you-go recurring billing service because setup is easy, integrations are quick, and our service grows with the needs of your business.
Paddle
A platform that takes makes it incredibly simple to sell apps, games and other digital products.  We think that creators should be allowed to focus on building awesome products, so we handle all of the boring things like payments, analytics, customer support and VAT so that they can do just that. Using Paddle's software development kits, developers can easily set up trial versions, licensing mechanisms, in-app purchases and even track performance & usage with Paddle’s in-app analytics technology -- all under a single dashboard.
See all alternatives