Adyen vs Braintree vs Stripe

Need advice about which tool to choose?Ask the StackShare community!

Adyen

121
196
+ 1
45
Braintree

520
389
+ 1
90
Stripe

12.4K
7.2K
+ 1
1.5K
Advice on Adyen, Braintree, and Stripe
Vincenzo Belpiede
CEO at StellarTalents.com · | 5 upvotes · 17.3K views
Needs advice
on
Stripe
Paddle
and
Chargebee

Stripe or Paddle for payment processing for SaaS?

we used Stripe + Chargebee once and will NEVER use them again (they charge too much (300usd/month while offering way fewer integrations than Stripe)

Furthermore, Chargebee doesn't support managing disputes. We still need to go to stripe for that.

Looking forward to hearing your thoughts

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Replies (1)
Julien DeFrance
Principal Software Engineer at Tophatter · | 3 upvotes · 4.3K views
Recommends
Recurly

I'd recommend you check out Recurly. They are one of the leading solutions in the recurring billing space, but also support one-off orders. Recurly answers most common e-commerce use cases, will also give, out of the box, rich plan/subscription management functionalities to all the teams within your organization. They also come with great documentation, and SDKs, which from an Engineering standpoint, made it a very enjoyable pilot to work on, at the time. You'll also get great visibility/BI/analytics for free, allowing you to monitor the health of your business. Your Finance team will also get all of the data that they want. Without having you write any line of code. As you did touch upon integrations, they integrate with major payment gateways, including their own, support webhooks, integrate with Segment and therefore any tool that integrates with Segment, which makes this solution one of the most extensible one you'll find. Eg. Triggerring some Email Marketing "journey" (workflow) in AutoPilotHQ based on certain events.

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Team Showwcase
Product Team at Showwcase · | 6 upvotes · 10.3K views
Needs advice
on
Stripe
and
PayPal

Hi Folks,

I represent Showwcase, which is a network built for coders.

We're introducing a paywall for content creators on the platform to start accepting payments from their Followers for premium and unique content over and above the general free content. We are internally considering either Stripe or PayPal to handle this for us.

If we take the pricing out of the debate, what's the go-to choice when choosing which to integrate? Our current standpoint is that Paypal has wider consumer adoption, and since most creators are individuals, it makes sense to just use Paypal because they already have an account. However, our business uses Stripe, and so it makes it easier if both the platform (Showwcase) and creators to be on the Stripe platform. That being said, if creators don't already have an account, they will need to sign up with Stripe on the spot, which is a friction point.

I would like to hear the pros and cons in developer environments as well as any other things we might not know.

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Replies (3)
Les Brown
Developer at Blue Sky iSolutions · | 5 upvotes · 8.2K views
Recommends
PayPal

I prefer Stripe for developers' ease of integration and PayPal for providing the simplest user experience (i.e., improved revenue.) In my experience, neither platform requires a user register to pay via credit card. However, as noted, many people have a PayPal account, which allows quick and easy payments through a "more" trusted name.

I used Stripe and Paypal and settled on Paypal for the customer. However, the PayPal web hook back end is a complete mess (at least in PHP). Unless they have improved very recently, PayPal web hook integration is poorly documented and barely supported with bits and pieces of important code on GitHub and elsewhere. I can't speak for other languages. But given the popularity of Paypal (i.e., improved revenue), I decided to keep using Paypal after I got the web hook integration worked out.

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Arthur Sparks
Recommends
Stripe

PayPal is a dinosaur and a nightmare to work with, both in terms of API as well as on the business side. We support both because our A/B tests showed a material increase in conversions by offering both, but I would drop PayPal in a heartbeat if I could. Stripe is a joy to work with.

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Pamela Pierce
President at Learn About Green LLC · | 2 upvotes · 4.9K views
Recommends
Stripe
PayPal

Stripe is strong because of their security. It is difficult for the programmer to install it, and in my case was impossible since my hosting provider did not have up-to-date software that it requires. I had to use another program on top of it as the shopping cart instead of using Stripe's shopping cart. But Stripe integrates with everything if you can get it to install, and is stable.

The big reason to go with PayPal is the 6 months same as cash or multiple payments over weeks for your clients. Some clients need this and you will lose them without PayPal. PayPal may change their policies, so in my opinion, PayPal is not as stable as Stripe. Some clients refuse or can't use PayPal, where Stripe is available to everyone with a credit card.

In summary, I set up both for my clients. And I used Zoho for everything else - shopping cart, accounting, CRM, banking, etc. It integrates with both Stripe and PayPal and pretty much anything else you use.

Be sure to read the Terms of both Stripe and PayPal, and I think that will help you with your decision.

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Decisions about Adyen, Braintree, and Stripe
Lucas Litton
Director of Strategy at DigitalSignal · | 4 upvotes · 101.6K views

We use GoCardless to simplify the way clients and partners pay for our services. What intrigued us is the quick and easy ACH feature that gives our clients the option to log in with their bank account and shoot the funds directly to our account. The fee, compared to Stripe is less. Stripe and PayPal charge 2.9% + 30c and Stripe also forces the client to enter in all of their payment details manually and then if the payment doesn't work, the client has to try all over again. GoCardless charges 1% + 25c which is much more reasonable dealing with the large projects that we are currently working on.

We integrate GoCardless with Xero to easily send out quick invoices, receive the funds and track all revenue in one place.

See more

With COVID-19 looming over us, businesses are, more than ever, looking for ways to set up online payments.

And having recently gone through implementing both Stripe and GoCardless to get monthly subscriptions set up and automated on my company website, I felt there was no better time to write this blog post!

If you're currently looking at working with a Payment Gateway provider API, or you're currently working with one but are not a fan, are looking to automate things a bit more, or are just generally thinking about changing, then you should have a read of my latest blog post where I compare Stripe and GoCardless.

I compare APIs in depth, specifically the subscription checkout flow that both offer (they're very similar, with some BIG differences).

There are plenty of code examples on how to set it up in a Node.js environment and right at the end, I rate each API based on the following factors:

  • API ease of use
  • API documentation
  • Payment pages
  • Costs / fees
  • Security
  • Developer appeal
  • Customer experience
  • Free Trial

So feel free to check it out, and I hope you like it. Please leave any feedback as it is very helpful. Thanks!

See more

Stripe was made with developers in mind first so the extensibility of it is great! This makes it very easy for us to integrate and automate as much as we need with its APIs and SDK. It allows a lot of customization of exactly what we need to build our applications. They also manage all of our customers from a tax and accounting perspective which makes it easy from a business standpoint.

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Pros of Adyen
Pros of Braintree
Pros of Stripe
  • 8
    Truly international solution
  • 8
    Great customer support
  • 7
    Great documentation
  • 6
    Well-designed API
  • 5
    Easy setup
  • 4
    Omni-channel solution
  • 4
    Secure
  • 3
    PCI Compliance
  • 24
    Well-designed api
  • 19
    Developer friendly
  • 17
    Easy setup
  • 14
    Reliable
  • 6
    Excellent documentation
  • 4
    Great support
  • 3
    Can use paypal and debit card
  • 2
    Test it without obligation, great SDK/API and prices
  • 1
    Great API, awesome docs
  • 299
    Easy setup
  • 291
    Developer friendly
  • 248
    Well-designed api
  • 191
    Great documentation
  • 171
    Clear pricing
  • 75
    Secure
  • 74
    Reliable
  • 63
    Full integration with webhooks
  • 43
    Amazing api
  • 38
    Great customer support
  • 11
    Easy
  • 6
    Credit cards never hit your server - no pci worries
  • 4
    No merchant account/gateway required
  • 2
    Support for SCA (Strong Customer Authentication)
  • 2
    BitCoin
  • 2
    Great app
  • 2
    Fast UI
  • 2
    Easy to integrate
  • 2
    Recurring billing
  • 1
    Beautiful
  • 1
    Checkout.js
  • 1
    Great UI
  • 1
    So easy to use
  • 1
    Payments without own backend (using Stripe Products)

Sign up to add or upvote prosMake informed product decisions

Cons of Adyen
Cons of Braintree
Cons of Stripe
    Be the first to leave a con
    • 1
      Lacking documentation for mobile integrations
    • 3
      Connect
    • 2
      They keep 25% of the income for 60 days
    • 1
      Does NOT have a currency conversion option like Paypal
    • 1
      CANNOT withdraw USD to a Canadian Bank Account

    Sign up to add or upvote consMake informed product decisions

    What is Adyen?

    A payments technology company that provides a single global platform to accept payments anywhere in the world. Businesses can process payments across online, mobile and in-store (POS) with over 250 payment methods and 187 currencies.

    What is Braintree?

    Braintree replaces traditional payment gateways and merchant accounts. From one touch payments, to mobile SDKs and international sales, we provide everything you need to start accepting payments today.

    What is Stripe?

    Stripe makes it easy for developers to accept credit cards on the web.

    Need advice about which tool to choose?Ask the StackShare community!

    What companies use Adyen?
    What companies use Braintree?
    What companies use Stripe?

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    What tools integrate with Adyen?
    What tools integrate with Braintree?
    What tools integrate with Stripe?

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    Blog Posts

    Sep 29 2020 at 7:36PM

    WorkOS

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    Jun 19 2015 at 6:37AM

    ReadMe.io

    +25
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    What are some alternatives to Adyen, Braintree, and Stripe?
    PayPal
    PayPal is an online payments and money transfer service that allows you to send money via email, phone, text message or Skype. They offer products to both individuals and businesses alike, including online vendors, auction sites and corporate users. PayPal connects effortlessly to bank accounts and credit cards. PayPal Mobile is one of PayPal’s newest products. It allows you to send payments by text message or by using PayPal’s mobile browser.
    Wirecard
    It is a global internet technology and financial services provider which is listed on the German stock exchange. It offers worldwide services for innovative digital payments: online, mobile, and at the POS.
    Mollie
    Helps businesses of all sizes to sell and build more efficiently with a solid but easy-to-use payment solution.
    CyberSource
    It is an e-commerce credit card payment system management company. Customers process online payments, streamline online fraud management, and simplify payment security.
    Recurly
    Recurly is the leading pay-as-you-go recurring billing service because setup is easy, integrations are quick, and our service grows with the needs of your business.
    See all alternatives
    Reviews of Adyen, Braintree, and Stripe
    Review of
    Stripe

    Stripe has been developed for web users not by banks just moving bank apps to web. Their APIs are easy to use and understandable and they have support for lots of languages.

    They are also incredibly flexible and it's possible to do things with Stripe that other providers don't allow (for example implementing annual billing it's difficult to get authorisation as a start-up - even if it's only $20 a month, that's $240 annually which means there's a year to charge-back - so implement it as a one off payment, which does mean doing annual billing yourself, but there's a year to get it right).

    They also have fantastic start-up deals (if you know the right accelerator or other provider) easy to get transaction fees waived.

    They also have engineers at hand to help you with any issues, who actually know the product.

    Review of
    Stripe

    I love Stripe. They were super, super easy to set up — it was less than 5 minutes and I could already put test payments through my app! They take a huge chunk off of small transactions (if you're only charging $3, you only get $2.61), so they kind of make you raise prices on small fees. However, I love not having to worry about security or managing anything, just getting paid!

    Review of
    Braintree

    I had the opportunity to integrate Braintree as a new gateway on a project I worked on last year (RoR project), the change from PayPal to Braintree was smooth and now it's really easy to maintain. The documentation for the API was super easy to follow. Really enjoyed using Braintree.

    How developers use Adyen, Braintree, and Stripe
    Volkan Özçelik uses
    Stripe

    Integrating Stripe to your app is dead simple.

    It removes all the hassle of integrating with a payment gateway.

    Its API is developer-friendly and intuitive, reliable, and works all the time.

    It’s my payment gateway of choice.

    SIA Monkey See Monkey Do uses
    Braintree

    Braintree handles recurring credit card and Paypal payments for healthchecks.io. We liked the extensive developer documentation, the language-specific libraries and the friendly, timely communication from Braintree.

    Scrayos UG (haftungsbeschränkt) uses
    Stripe

    Stripe is used as one of our payment-gateways included in our shop-solution. We only use the credit-card features of it and don't accept any bitcoins (yet).

    Refractal uses
    Stripe

    Payments? Stripe. There's pretty much no other option that's as easy or pretty to work with out of the box, you just plug it in and watch the fireworks.

    AngeloR uses
    Stripe

    CC handler for our membership system. It was an easy choice for how quickly we were able to implement it, as well as the disputed payment process.

    Equinix-metal uses
    Braintree

    Gotta take the money, might as well take it in style and on all devices without too much headache. Oh and we use the fraud prevention tools.

    Pathwright uses
    Stripe

    We started with PayPal initially, but Stripe appeared and made our lives much easier. They are now our primary payment service.

    SMS Cat Facts uses
    Braintree

    Braintree is effectively the only good billing PaaS for Eastern European companies.

    SHOUTca.st uses
    Braintree

    Handle debit/credit card payments with 3DSecure.

    MonthlyFlavors uses
    Braintree

    Payments