Overview

PayPal

Stacks19.6K

Followers14.8K

Votes665

Chargebee

Stacks154

Followers165

Votes0

Adyen

Stacks155

Followers271

Votes49

Adyen vs Chargebee vs PayPal: What are the differences?

Introduction:

Key differences between Adyen, Chargebee, and PayPal are crucial for businesses looking to choose the right payment processor for their needs.

International Reach: Adyen is known for its strong international presence, offering access to over 200 countries and territories. Chargebee supports over 181 countries, making it suitable for global businesses. In comparison, PayPal operates in over 200 markets, providing extensive cross-border payment options for businesses of all sizes.
Payment Methods: Adyen supports a wide range of payment methods, including credit cards, e-wallets, direct debit, and bank transfers. Chargebee, on the other hand, focuses more on recurring billing services and subscriptions. PayPal is recognized for its diverse payment options, supporting credit/debit cards, PayPal balance, bank transfers, and PayPal Credit.
Integration Capabilities: Adyen offers seamless integrations with popular platforms like Shopify, Magento, and WooCommerce, making it easy for businesses to set up and manage their online payments. Chargebee specializes in subscription management and recurring billing, with integrations available for platforms such as Salesforce, QuickBooks, and Xero. Meanwhile, PayPal is widely accepted across various e-commerce platforms, making it a convenient choice for online sellers.
Fees Structure: Adyen’s pricing structure is based on a volume-based pricing model, where fees may vary depending on transaction volumes and regions. Chargebee offers flexible pricing plans based on the number of customers and invoices generated. PayPal’s fees are typically a percentage of the transaction amount, plus a fixed fee, with discounts available for nonprofit organizations.
Security: Adyen is renowned for its robust security features and compliance with industry standards, ensuring secure online payments for businesses and customers. Chargebee prioritizes data protection and offers features like PCI compliance and data encryption for secure transactions. PayPal also adheres to strict security protocols, such as encryption technology and fraud prevention tools, to safeguard user information.
Customer Support: Adyen provides 24/7 support through various channels like phone, email, and chat, assisting businesses with any payment-related queries or issues. Chargebee offers responsive customer support and a knowledge base to guide users through its platform features. PayPal offers extensive customer support options, including a help center, community forums, and phone assistance, ensuring timely resolutions for user inquiries.

In Summary, Adyen, Chargebee, and PayPal differ in their international reach, supported payment methods, integration capabilities, fees structure, security measures, and customer support services, providing businesses with options to choose the best payment processor that aligns with their specific requirements.

Advice on PayPal, Chargebee, Adyen

James

Lead Application Architect at TekPartners

Nov 1, 2021

Decided

I used (tried to use) PayPal on one project and it was a total nightmare. At the time there was no cohesive "one" web-based product, you had to choose between three and the lines between them were very muddled. We reached out to developer support several times and they were no help at all. The documentation was old (incorrect) and confusing. Granted this was several years ago, but the pain remains. Given a choice of using PayPal and sticking hot needles in my eyes, I would first ask "How big and hot are these needles we're talking about?" Stripe is SO much easier!

65.1k views65.1k

Comments

Francesco

CTO at ORDR.menu

Dec 1, 2021

Decided

After the initial investigation on which platform to use to process our payments, Stripe was a total no brainer.

We are heavy users of Stripe Connect, which allows us to collect payments on behalf of our client restaurants. Connect makes it super easy to collect, payout and manage any fee structure.

At the time that the platform was written it was also the only platform that was working flawlessly with Google Pay and Apple Pay on the Web.

Today we also give out to our clients Terminals from Stripe, allowing us to process all payments under a single unified interface.

We are looking forward to further integrations, like with AliPay and other local payment methods.

37.7k views37.7k

Comments

Team

Product Team at Showwcase

Jan 19, 2021

Needs adviceon

Stripe

PayPal

Hi Folks,

I represent Showwcase, which is a network built for coders.

We're introducing a paywall for content creators on the platform to start accepting payments from their Followers for premium and unique content over and above the general free content. We are internally considering either Stripe or PayPal to handle this for us.

If we take the pricing out of the debate, what's the go-to choice when choosing which to integrate? Our current standpoint is that Paypal has wider consumer adoption, and since most creators are individuals, it makes sense to just use Paypal because they already have an account. However, our business uses Stripe, and so it makes it easier if both the platform (Showwcase) and creators to be on the Stripe platform. That being said, if creators don't already have an account, they will need to sign up with Stripe on the spot, which is a friction point.

I would like to hear the pros and cons in developer environments as well as any other things we might not know.

74.5k views74.5k

Comments

Detailed Comparison

PayPal	Chargebee	Adyen
PayPal is an online payments and money transfer service that allows you to send money via email, phone, text message or Skype. They offer products to both individuals and businesses alike, including online vendors, auction sites and corporate users. PayPal connects effortlessly to bank accounts and credit cards. PayPal Mobile is one of PayPal’s newest products. It allows you to send payments by text message or by using PayPal’s mobile browser.	Chargebee is a subscription billing platform that lets you bill, manage and understand your SaaS or subscription based eCommerce business easily.	A payments technology company that provides a single global platform to accept payments anywhere in the world. Businesses can process payments across online, mobile and in-store (POS) with over 250 payment methods and 187 currencies.
2.9% + $0.30 or less- With our flat, transparent pricing, you’ll never be surprised by hidden or variable fees. We also offer discounted rates when you sell a lot, or when you use our card reader.;Keeping every seller secure- If you’re sent an unauthorized payment, or a buyer claims they never received an item, our Seller Protection covers you for the full amount of the eligible payment.;Easy for them, easy for you- With just a few clicks, you can get paid by debit card, credit card, or a PayPal transfer. All someone needs to start buying from you is your e-mail address or mobile number.;Adaptive Payments- The Adaptive Payments API allows merchants and developers to pay almost anyone and set up automated payments.;Express Checkout- Express Checkout allows merchants and developers to minimize the number of steps customers must complete when they checkout.;PayPal Payments Advanced- PayPal Payments Advanced allows merchants to enable their online stores to collect payment directly via credit card or via PayPal Express Checkout.	Recurring Billing; Customer Portal; Hosted Payment Pages (with Theme Support); Trial management; EU VAT Support; Automated e-Invoicing; Automated Email Notifications; Dunning Management; Multiple Gateway Support; Metered Billing; CRM, Accounting integration; SaaS Metrics Reports; Robust, clean RESTful APIs; Multiple Webhooks; Consolidated Customer Profiles; Offline Billing; Grandfathering; One Time Payments; Coupons, Discounts and Add-ons; Proration	Accept payments everywhere; Access expert advice and support from a dedicated team of payments specialists; Online and in-app payments; Payment terminals and in-store POS setups; Approve more transactions
Statistics
Stacks 19.6K	Stacks 154	Stacks 155
Followers 14.8K	Followers 165	Followers 271
Votes 665	Votes 0	Votes 49
Pros & Cons
Pros 196 Most known service 135 Consumers know it 113 It's available for many countries 70 Easy 54 Best way to get paid outside US Cons 1 Less countries supported 1 Not well written recurring payment api 1 Harder to get started with	No community feedback yet	Pros 10 Great customer support 9 Truly international solution 8 Great documentation 6 Well-designed API 5 Easy setup
Integrations
Formstack Wufoo Constant Contact Shopify Recurly	Salesforce Sales Cloud Mailchimp Google Analytics Stripe Braintree Squarespace Shopify Zapier	Shopify Magento Salesforce Commerce Cloud

What are some alternatives to PayPal, Chargebee, Adyen?

Stripe

Stripe makes it easy for developers to accept credit cards on the web.

Braintree

Braintree replaces traditional payment gateways and merchant accounts. From one touch payments, to mobile SDKs and international sales, we provide everything you need to start accepting payments today.

Recurly

Recurly is the leading pay-as-you-go recurring billing service because setup is easy, integrations are quick, and our service grows with the needs of your business.

Qonversion

Qonversion allows fast in-app subscription implementation. It provides the back-end infrastructure to validate user receipts and manage cross-platform user access to paid content on your app, so you do not need to build your own server.

Payoneer

It is a financial services company that provides online money transfer and digital payment services and working capital solutions

TransferWise

It bypasses pricey international payments entirely by using two local transfers instead of one international transaction. If you want to convert your pounds to euros, you send the money in pounds to its UK-based account.

Amazon FPS

With Amazon Flexible Payments Service developers can accept payments on their website for selling goods or services, raise donations, execute recurring payments, and send payments. Amazon customers can pay using the same login credentials, shipping address and payment information they already have on file with Amazon. Amazon FPS supports the processing of payments using credit cards, bank accounts and Amazon Payments account balances to send or receive money.

Zuora

Zuora gives you the enterprise-class, cloud-based tools you need to launch and scale any subscription service, quickly and affordably. Design your pricing and packaging, start taking quotes and placing orders, automate your billing and payments, and keep tabs on your financials.

Razorpay

Razorpay is the only payments solution in India that allows businesses to accept, process and disburse payments with its product suite. It gives you access to all payment modes including credit card, debit card, netbanking, UPI and more.

WePay

WePay helps people sell tickets to events, send invoices, sell items online, and accept donations online. WePay also provides an API that allows developers to access its payments platform.