Paddle vs Stripe

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Paddle vs Stripe: What are the differences?


Paddle and Stripe are both payment processing platforms that enable businesses to accept online payments. However, there are several key differences between the two platforms. In this article, we will explore and highlight the most significant differences between Paddle and Stripe.

  1. Payment Methods Support: Paddle provides support for a wide range of payment methods, including cards, bank transfers, and local payment methods specific to certain countries. On the other hand, Stripe primarily focuses on card payments, although it does support a limited number of alternative payment methods.

  2. Pricing Structure: Paddle offers an all-inclusive pricing structure, which means that it includes payment processing fees, fraud prevention, and other features in a single package. In contrast, Stripe has a more modular pricing model where different features and services are priced separately. This allows businesses using Stripe to customize their payment solution and only pay for the specific features they need.

  3. Subscription Management: Paddle has built-in subscription management capabilities, making it easier for businesses to handle recurring payments and subscription billing without additional integrations. Stripe also offers subscription management, but it requires additional setup and integration with other tools or plugins.

  4. Ease of Integration: Stripe is known for its developer-friendly API and extensive documentation, making it relatively easier for developers to integrate with different platforms and customize their payment solutions. Paddle, on the other hand, provides a more comprehensive platform with ready-to-use checkout forms and features, simplifying the integration process for non-technical users.

  5. Global Support: Stripe has a global presence and supports businesses in over 40 countries, making it a preferred choice for businesses operating internationally. Paddle, while also available in multiple countries, has a more limited geographical coverage. It primarily focuses on supporting businesses in the United States, Canada, Europe, and the United Kingdom.

  6. Revenue Sharing: Unlike Stripe, Paddle offers revenue sharing capabilities, allowing businesses to distribute payments to multiple stakeholders such as affiliates, partners, or third-party services. This can be particularly useful for businesses with complex revenue sharing models or those who rely on partner relationships to drive sales.

In summary, Paddle and Stripe differ in terms of payment method support, pricing structure, subscription management, ease of integration, global support, and revenue sharing capabilities.

Decisions about Paddle and Stripe
Lucas Litton
Founder & CEO at Macombey · | 4 upvotes · 267.8K views

We use GoCardless to simplify the way clients and partners pay for our services. What intrigued us is the quick and easy ACH feature that gives our clients the option to log in with their bank account and shoot the funds directly to our account. The fee, compared to Stripe is less. Stripe and PayPal charge 2.9% + 30c and Stripe also forces the client to enter in all of their payment details manually and then if the payment doesn't work, the client has to try all over again. GoCardless charges 1% + 25c which is much more reasonable dealing with the large projects that we are currently working on.

We integrate GoCardless with Xero to easily send out quick invoices, receive the funds and track all revenue in one place.

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With COVID-19 looming over us, businesses are, more than ever, looking for ways to set up online payments.

And having recently gone through implementing both Stripe and GoCardless to get monthly subscriptions set up and automated on my company website, I felt there was no better time to write this blog post!

If you're currently looking at working with a Payment Gateway provider API, or you're currently working with one but are not a fan, are looking to automate things a bit more, or are just generally thinking about changing, then you should have a read of my latest blog post where I compare Stripe and GoCardless.

I compare APIs in depth, specifically the subscription checkout flow that both offer (they're very similar, with some BIG differences).

There are plenty of code examples on how to set it up in a Node.js environment and right at the end, I rate each API based on the following factors:

  • API ease of use
  • API documentation
  • Payment pages
  • Costs / fees
  • Security
  • Developer appeal
  • Customer experience
  • Free Trial

So feel free to check it out, and I hope you like it. Please leave any feedback as it is very helpful. Thanks!

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Stripe was made with developers in mind first so the extensibility of it is great! This makes it very easy for us to integrate and automate as much as we need with its APIs and SDK. It allows a lot of customization of exactly what we need to build our applications. They also manage all of our customers from a tax and accounting perspective which makes it easy from a business standpoint.

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Pros of Paddle
Pros of Stripe
    Be the first to leave a pro
    • 302
      Easy setup
    • 292
      Developer friendly
    • 248
      Well-designed api
    • 191
      Great documentation
    • 169
      Clear pricing
    • 75
    • 74
    • 63
      Full integration with webhooks
    • 43
      Amazing api
    • 38
      Great customer support
    • 11
    • 6
      Credit cards never hit your server - no pci worries
    • 5
      Recurring billing
    • 4
      No merchant account/gateway required
    • 3
    • 3
      Easy to integrate
    • 2
      Support for SCA (Strong Customer Authentication)
    • 2
      Fast UI
    • 2
      Great app
    • 1
    • 1
      Payments without own backend (using Stripe Products)
    • 1
    • 1
    • 1
      Great UI
    • 1
      So easy to use

    Sign up to add or upvote prosMake informed product decisions

    Cons of Paddle
    Cons of Stripe
      Be the first to leave a con
      • 4
      • 2
        CANNOT withdraw USD to a Canadian Bank Account
      • 2
        Does NOT have a currency conversion option like Paypal
      • 2
        They keep 25% of the income for 60 days

      Sign up to add or upvote consMake informed product decisions

      What is Paddle?

      A platform that takes makes it incredibly simple to sell apps, games and other digital products.  We think that creators should be allowed to focus on building awesome products, so we handle all of the boring things like payments, analytics, customer support and VAT so that they can do just that. Using Paddle's software development kits, developers can easily set up trial versions, licensing mechanisms, in-app purchases and even track performance & usage with Paddle’s in-app analytics technology -- all under a single dashboard.

      What is Stripe?

      Stripe makes it easy for developers to accept credit cards on the web.

      Need advice about which tool to choose?Ask the StackShare community!

      What companies use Paddle?
      What companies use Stripe?
      See which teams inside your own company are using Paddle or Stripe.
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      What tools integrate with Paddle?
      What tools integrate with Stripe?

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      Blog Posts

      Sep 29 2020 at 7:36PM


      PythonSlackG Suite+17
      Jun 19 2015 at 6:37AM

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